CREDIT ACCEPTANCE CORPORATION

NASDAQ: CACC (Credit Acceptance Corporation)

Last update: 2 days ago, 8:31PM

428.10

17.06 (4.15%)

Previous Close 411.04
Open 413.95
Volume 126,959
Avg. Volume (3M) 143,214
Market Cap 4,810,843,136
Price / Earnings (TTM) 11.35
Price / Earnings (Forward) 9.57
Price / Sales 2.23
Price / Book 2.96
52 Weeks Range
401.90 (-6%) — 560.00 (30%)
Earnings Date 29 Jan 2026
Profit Margin 29.19%
Operating Margin (TTM) 48.52%
Diluted EPS (TTM) 23.46
Quarterly Revenue Growth (YOY) 28.30%
Quarterly Earnings Growth (YOY) 65.30%
Total Debt/Equity (MRQ) 391.91%
Current Ratio (MRQ) 5.65
Operating Cash Flow (TTM) 1.17 B
Return on Assets (TTM) 3.34%
Return on Equity (TTM) 17.24%

Market Trend

Short Term Medium Term
Industry Credit Services (US) Bullish Bullish
Credit Services (Global) Mixed Bullish
Stock Credit Acceptance Corporation Bearish Bullish

AIStockmoo Score

1.2
Analyst Consensus -0.5
Insider Activity 3.0
Price Volatility 5.0
Technical Moving Averages 1.0
Technical Oscillators -2.5
Average 1.20

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Stock Market Cap DY P/E (TTM) P/B
CACC 5 B - 11.35 2.96
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ATLCP - 7.90% 3.17 -

Credit Acceptance Corp is a consumer finance company that specializes in automobile loans. These loans are offered through a U.S. nationwide network of automobile dealers that benefit from sales of vehicles to consumers who could otherwise not obtain financing. The company also benefits from repeat and referral sales, and from sales to customers responding to advertisements for financing, but qualify for traditional financing. The company derives its revenue from finance charges, premiums earned on the reinsurance of vehicle service contracts, and other fees. Of these, financing charges, including servicing fees, are by far a source of revenue.

Sector Financial Services
Industry Credit Services
Investment Style Small Core
% Held by Insiders 46.22%
% Held by Institutions 65.51%

Ownership

Name Date Shares Held
Prescott General Partners Llc 30 Sep 2025 1,436,951
Ruane, Cunniff & Goldfarb L.P. 30 Sep 2025 578,459
Gobi Capital Llc 30 Sep 2025 360,231
Smead Capital Management, Inc. 30 Sep 2025 201,402
Rv Capital Ag 30 Sep 2025 130,431
Alfreton Capital Llp 30 Sep 2025 130,000
Goodnow Investment Group, Llc 30 Sep 2025 119,601
Khrom Capital Management Llc 30 Sep 2025 111,215
52 Weeks Range
401.90 (-6%) — 560.00 (30%)
Median 430.00 (0.44%)
Total 1 Sell
Firm Date Target Price Call Price @ Call
TD Cowen 31 Oct 2025 430.00 (0.44%) Sell 447.34
Name Avg. Buy ($) Avg. Sell ($) Net Quantity Net Value ($)
HEGDE VINAYAK 440.24 - 140,000 61,633,600
Aggregate Net Quantity 140,000
Aggregate Net Value ($) 61,633,600
Aggregate Avg. Buy ($) 440.24
Aggregate Avg. Sell ($) -
Name Holder Date Type Quantity Price Value ($)
HEGDE VINAYAK Officer 13 Nov 2025 Acquired (+) 140,000 440.24 61,633,600

The support, resistance and trendline levels presented has been generated by an artificial intelligence (AI) model and should be interpreted with caution.

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