CITIZENS FINANCIAL SERVICES INC. COMMON STOCK

NASDAQ: CZFS (Citizens Financial Services, In)

Last update: 22 hours ago

62.67

1.47 (2.40%)

Previous Close 61.20
Open 60.92
Volume 954
Avg. Volume (3M) 8,585
Market Cap 301,201,216
Price / Earnings (TTM) 8.83
Price / Earnings (Forward) 9.27
Price / Sales 2.70
Price / Book 0.900
52 Weeks Range
49.99 (-20%) — 71.14 (13%)
Earnings Date 22 Jan 2026
TTM Dividend Yield 2.39%
Profit Margin 28.44%
Operating Margin (TTM) 39.03%
Diluted EPS (TTM) 5.91
Quarterly Revenue Growth (YOY) 2.60%
Quarterly Earnings Growth (YOY) 8.50%
Operating Cash Flow (TTM) 30.67 M
Return on Assets (TTM) 0.96%
Return on Equity (TTM) 9.62%

Market Trend

Short Term Medium Term
Industry Banks - Regional (US) Bullish Bullish
Banks - Regional (Global) Bullish Bullish
Stock Citizens Financial Services, In Mixed Mixed

AIStockmoo Score

0.1
Analyst Consensus 2.0
Insider Activity -3.0
Price Volatility -0.5
Technical Moving Averages 0.0
Technical Oscillators 2.0
Average 0.10

Similar Stocks

Stock Market Cap DY P/E (TTM) P/B
CZFS 301 M 2.39% 8.83 0.900
VLY 7 B 3.71% 13.47 0.910
HWC 6 B 2.72% 11.89 1.19
UBSI 6 B 3.78% 12.85 0.970
ABCB 5 B 0.51% 13.51 1.30
EBC 4 B 2.59% 75.88 1.16

Citizens Financial Services Inc is a Pennsylvania-chartered bank and trust company. The company through its banking subsidiary provides banking activities and services for individual, business, governmental and institutional customers. Its activities and services principally include checking, savings, and time deposit accounts; residential, commercial and agricultural real estate, commercial and industrial, state and political subdivision and consumer loans; and a variety of other specialized financial services. The Trust and Investment division of the Bank offers a full range of client investment, estate, mineral management, and retirement services.

Sector Financial Services
Industry Banks - Regional
Investment Style Small Value
% Held by Insiders 6.95%
% Held by Institutions 27.40%

Ownership

Name Date Shares Held
Hudock, Inc. 30 Sep 2025 40,273

No data within this time range.

Name Avg. Buy ($) Avg. Sell ($) Net Quantity Net Value ($)
LANDY R JOSEPH - 56.75 -266 -15,096
Aggregate Net Quantity -266
Aggregate Net Value ($) -15,096
Aggregate Avg. Buy ($) -
Aggregate Avg. Sell ($) 56.75
Name Holder Date Type Quantity Price Value ($)
LANDY R JOSEPH Director 05 Dec 2025 Disposed (-) 266 56.75 15,096
TTM Dividend Yield 2.39%
3Y Average Dividend Yield 1.96%
Payout Ratio 32.91%
Expected Next Dividend Payment Mar 2026
Ex Date Announcement Date Payment Date Details
12 Dec 2025 02 Dec 2025 26 Dec 2025 0.5 Cash
12 Sep 2025 02 Sep 2025 26 Sep 2025 0.5 Cash
13 Jun 2025 03 Jun 2025 27 Jun 2025 0.495 Cash
14 Mar 2025 04 Mar 2025 28 Mar 2025 0.495 Cash
13 Dec 2024 03 Dec 2024 27 Dec 2024 0.49 Cash
13 Sep 2024 03 Sep 2024 27 Sep 2024 0.49 Cash
14 Jun 2024 04 Jun 2024 28 Jun 2024 0.49 Cash
14 Mar 2024 05 Mar 2024 29 Mar 2024 0.49 Cash
14 Dec 2023 05 Dec 2023 29 Dec 2023 0.49 Cash
14 Sep 2023 01 Sep 2023 29 Sep 2023 0.49 Cash
08 Jun 2023 30 May 2023 30 Jun 2023 0.485 Cash
09 Mar 2023 28 Feb 2023 31 Mar 2023 0.485 Cash
15 Dec 2022 06 Dec 2022 30 Dec 2022 0.48 Cash
15 Sep 2022 02 Sep 2022 30 Sep 2022 0.48 Cash
09 Jun 2022 31 May 2022 24 Jun 2022 0.475 Cash
Show more

Annual Dividend Yield

Year Annual Dividend ($) Frequency/Year Yield %
2025 1.50 3 2.39
2024 1.47 3 2.32
2023 1.47 3 2.29
2022 0.960 2 1.28

The support, resistance and trendline levels presented has been generated by an artificial intelligence (AI) model and should be interpreted with caution.

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