CITIZENS & NORTHERN CORP

NASDAQ: CZNC (Citizens & Northern Corp)

Last update: 5 hours ago

21.07

-0.12 (-0.57%)

Previous Close 21.19
Open 21.31
Volume 40,595
Avg. Volume (3M) 40,877
Market Cap 377,502,464
Price / Earnings (TTM) 19.69
Price / Earnings (Forward) 11.19
Price / Sales 2.75
Price / Book 1.15
52 Weeks Range
18.02 (-14%) — 24.12 (14%)
Earnings Date 23 Jul 2026
TTM Dividend Yield 5.32%
Profit Margin 24.92%
Operating Margin (TTM) 28.80%
Diluted EPS (TTM) 1.75
Quarterly Revenue Growth (YOY) 8.00%
Quarterly Earnings Growth (YOY) 18.60%
Operating Cash Flow (TTM) 28.89 M
Return on Assets (TTM) 1.05%
Return on Equity (TTM) 9.92%

Market Trend

Short Term Medium Term
Industry Banks - Regional (US) Bullish Bullish
Banks - Regional (Global) Bullish Bullish
Stock Citizens & Northern Corp Bullish Bullish

AIStockmoo Score

1.0
Analyst Consensus 2.0
Insider Activity 3.5
Price Volatility -1.0
Technical Moving Averages 1.0
Technical Oscillators -0.5
Average 1.00

Similar Stocks

Stock Market Cap DY P/E (TTM) P/B
CZNC 378 M 5.32% 19.69 1.15
SSB 9 B 2.18% 10.00 1.04
VLY 7 B 3.29% 12.04 0.990
UBSI 6 B 3.47% 12.12 1.05
ABCB 6 B 1.05% 13.32 1.40
HWC 5 B 3.48% 13.89 1.24

Citizens & Northern Corp is a community bank operating through its subsidiaries. It provides banking services, including deposit and loan products for personal and commercial customers. The bank also maintains a trust division that provides a wide range of financial services, such as 401(k) plans, retirement planning, estate planning, estate settlements and asset management.

Sector Financial Services
Industry Banks - Regional
Investment Style Small Value
% Held by Insiders 3.70%
% Held by Institutions 33.99%

Ownership

Name Date Shares Held
Pennsylvania Capital Management Inc /Adv 31 Mar 2026 99,967

No data within this time range.

Name Avg. Buy ($) Avg. Sell ($) Net Quantity Net Value ($)
BALAGOUR ALEXANDER 21.00 - 29 609
CWIKLINSKI KELLEY A 21.00 - 38 798
DORWART STEPHEN M 20.25 - 70 1,418
DUNSMORE STAN R 20.63 - 133 2,792
HOOSE HAROLD F III 21.00 - 222 4,662
HUGHES MARK A 21.00 - 259 5,439
JAMES GLENN RICHARD 20.63 - 15 308
KILMER BOBBI J 20.25 - 238 4,820
LEHMAN TERRY L 20.75 - 1,000 20,750
LOUGHERY ROBERT G 20.25 - 140 2,835
PELLEGRINO FRANK G 20.25 - 653 13,223
REBER JOHN M 20.63 - 552 11,279
RUDY THOMAS L JR 20.63 - 195 4,094
RUNK DAVID S 21.00 - 1 21
RUSH BLAIR T 21.00 - 39 819
SANTIAGO HELEN S 20.25 - 136 2,754
SCOVILL J BRADLEY 20.63 - 579 11,792
SHATTUCK KATHERINE W 20.25 - 125 2,531
SINGER AARON K 20.25 - 197 3,989
WATKINS TRACY ELLEN 20.63 - 188 3,875
Aggregate Net Quantity 4,809
Aggregate Net Value ($) 98,806
Aggregate Avg. Buy ($) 20.59
Aggregate Avg. Sell ($) -
Name Holder Date Type Quantity Price Value ($)
RUSH BLAIR T Officer 20 May 2026 Acquired (+) 39 21.00 819
WATKINS TRACY ELLEN Officer 20 May 2026 Acquired (+) 90 21.00 1,890
SCOVILL J BRADLEY Officer 20 May 2026 Acquired (+) 89 21.00 1,869
RUNK DAVID S Officer 20 May 2026 Acquired (+) 1 21.00 21
BALAGOUR ALEXANDER Officer 20 May 2026 Acquired (+) 29 21.00 609
CWIKLINSKI KELLEY A Officer 20 May 2026 Acquired (+) 38 21.00 798
DUNSMORE STAN R Officer 20 May 2026 Acquired (+) 132 21.00 2,772
HOOSE HAROLD F III Officer 20 May 2026 Acquired (+) 222 21.00 4,662
HUGHES MARK A Officer 20 May 2026 Acquired (+) 259 21.00 5,439
JAMES GLENN RICHARD Officer 20 May 2026 Acquired (+) 5 21.00 105
REBER JOHN M Officer 20 May 2026 Acquired (+) 134 21.00 2,814
RUDY THOMAS L JR Officer 20 May 2026 Acquired (+) 194 21.00 4,074
SINGER AARON K Director 15 May 2026 Acquired (+) 77 20.25 1,559
SINGER AARON K Director 15 May 2026 Acquired (+) 120 20.25 2,430
DORWART STEPHEN M Director 15 May 2026 Acquired (+) 70 20.25 1,418
KILMER BOBBI J Director 15 May 2026 Acquired (+) 238 20.25 4,820
WATKINS TRACY ELLEN Officer 15 May 2026 Acquired (+) 98 20.25 1,985
SCOVILL J BRADLEY Officer 15 May 2026 Acquired (+) 490 20.25 9,923
PELLEGRINO FRANK G Director 15 May 2026 Acquired (+) 653 20.25 13,223
SHATTUCK KATHERINE W Director 15 May 2026 Acquired (+) 125 20.25 2,531
LOUGHERY ROBERT G Director 15 May 2026 Acquired (+) 140 20.25 2,835
DUNSMORE STAN R Officer 15 May 2026 Acquired (+) 1 20.25 20
JAMES GLENN RICHARD Officer 15 May 2026 Acquired (+) 10 20.25 203
REBER JOHN M Officer 15 May 2026 Acquired (+) 418 20.25 8,465
RUDY THOMAS L JR Officer 15 May 2026 Acquired (+) 1 20.25 20
SANTIAGO HELEN S Director 15 May 2026 Acquired (+) 132 20.25 2,673
SANTIAGO HELEN S Director 15 May 2026 Acquired (+) 4 20.25 81
LEHMAN TERRY L Director 13 May 2026 Buy (+) 1,000 20.75 20,750
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TTM Dividend Yield 5.32%
5Y Average Dividend Yield 5.14%
Payout Ratio 64.00%
Expected Next Dividend Payment Aug 2026
Ex Date Announcement Date Payment Date Details
04 May 2026 23 Apr 2026 15 May 2026 0.28 Cash
02 Feb 2026 22 Jan 2026 13 Feb 2026 0.28 Cash
03 Nov 2025 23 Oct 2025 14 Nov 2025 0.28 Cash
04 Aug 2025 24 Jul 2025 15 Aug 2025 0.28 Cash
02 May 2025 23 Apr 2025 15 May 2025 0.28 Cash
03 Feb 2025 23 Jan 2025 14 Feb 2025 0.28 Cash
28 Oct 2024 17 Oct 2024 08 Nov 2024 0.28 Cash
29 Jul 2024 18 Jul 2024 09 Aug 2024 0.28 Cash
03 May 2024 25 Apr 2024 17 May 2024 0.28 Cash
26 Jan 2024 18 Jan 2024 09 Feb 2024 0.28 Cash
27 Oct 2023 19 Oct 2023 10 Nov 2023 0.28 Cash
28 Jul 2023 20 Jul 2023 11 Aug 2023 0.28 Cash
28 Apr 2023 20 Apr 2023 12 May 2023 0.28 Cash
02 Feb 2023 19 Jan 2023 14 Feb 2023 0.28 Cash
28 Oct 2022 20 Oct 2022 11 Nov 2022 0.28 Cash
29 Jul 2022 21 Jul 2022 12 Aug 2022 0.28 Cash
29 Apr 2022 21 Apr 2022 13 May 2022 0.28 Cash
28 Jan 2022 20 Jan 2022 11 Feb 2022 0.28 Cash
29 Oct 2021 21 Oct 2021 12 Nov 2021 0.28 Cash
30 Jul 2021 22 Jul 2021 13 Aug 2021 0.28 Cash
30 Apr 2021 22 Apr 2021 14 May 2021 0.28 Cash
29 Jan 2021 21 Jan 2021 12 Feb 2021 0.27 Cash
30 Oct 2020 22 Oct 2020 13 Nov 2020 0.27 Cash
24 Jul 2020 16 Jul 2020 07 Aug 2020 0.27 Cash
24 Apr 2020 16 Apr 2020 08 May 2020 0.27 Cash
24 Jan 2020 16 Jan 2020 07 Feb 2020 0.27 Cash
25 Oct 2019 17 Oct 2019 08 Nov 2019 0.27 Cash
26 Jul 2019 18 Jul 2019 09 Aug 2019 0.27 Cash
26 Apr 2019 18 Apr 2019 10 May 2019 0.27 Cash
25 Jan 2019 17 Jan 2019 08 Feb 2019 0.37 Cash
26 Oct 2018 18 Oct 2018 09 Nov 2018 0.27 Cash
27 Jul 2018 19 Jul 2018 10 Aug 2018 0.27 Cash
27 Apr 2018 19 Apr 2018 11 May 2018 0.27 Cash
26 Jan 2018 18 Jan 2018 09 Feb 2018 0.27 Cash
27 Oct 2017 19 Oct 2017 10 Nov 2017 0.26 Cash
27 Jul 2017 20 Jul 2017 11 Aug 2017 0.26 Cash
27 Apr 2017 20 Apr 2017 12 May 2017 0.26 Cash
26 Jan 2017 19 Jan 2017 10 Feb 2017 0.26 Cash
27 Oct 2016 20 Oct 2016 14 Nov 2016 0.26 Cash
28 Jul 2016 21 Jul 2016 12 Aug 2016 0.26 Cash
28 Apr 2016 21 Apr 2016 13 May 2016 0.26 Cash
28 Jan 2016 21 Jan 2016 12 Feb 2016 0.26 Cash
29 Oct 2015 22 Oct 2015 13 Nov 2015 0.26 Cash
30 Jul 2015 23 Jul 2015 14 Aug 2015 0.26 Cash
30 Apr 2015 23 Apr 2015 15 May 2015 0.26 Cash
29 Jan 2015 22 Jan 2015 13 Feb 2015 0.26 Cash
31 Oct 2014 24 Oct 2014 17 Nov 2014 0.26 Cash
24 Jul 2014 17 Jul 2014 08 Aug 2014 0.26 Cash
24 Apr 2014 17 Apr 2014 09 May 2014 0.26 Cash
30 Jan 2014 23 Jan 2014 14 Feb 2014 0.26 Cash
31 Oct 2013 24 Oct 2013 15 Nov 2013 0.25 Cash
25 Jul 2013 18 Jul 2013 09 Aug 2013 0.25 Cash
25 Apr 2013 16 Apr 2013 10 May 2013 0.25 Cash
31 Jan 2013 24 Jan 2013 15 Feb 2013 0.25 Cash
28 Jun 2001 21 Jun 2001 20 Jul 2001 0.26 Cash
29 Mar 2001 22 Mar 2001 20 Apr 2001 0.26 Cash
22 Nov 2000 16 Nov 2000 19 Jan 2001 0.26 Cash
28 Sep 2000 21 Sep 2000 20 Oct 2000 0.24 Cash
29 Jun 2000 22 Jun 2000 20 Jul 2000 0.24 Cash
06 Apr 2000 20 Mar 2000 20 Apr 2000 0.24 Cash
24 Nov 1999 18 Nov 1999 20 Jan 2000 0.24 Cash
30 Sep 1999 23 Sep 1999 20 Oct 1999 0.22 Cash
01 Jul 1999 23 Jun 1999 20 Jul 1999 0.22 Cash
25 Mar 1999 18 Mar 1999 20 Apr 1999 0.22 Cash
25 Nov 1998 19 Nov 1998 20 Jan 1999 0.22 Cash
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Annual Dividend Yield

Year Annual Dividend ($) Frequency/Year Yield %
2026 0.560 2 2.66
2025 1.12 4 5.55
2024 1.12 4 6.02
2023 1.12 4 4.99
2022 1.12 4 4.90
2021 1.11 4 4.25
2020 1.08 4 5.44
2019 1.18 4 4.18
2018 1.08 4 4.09
2017 1.04 4 4.33
2016 1.04 4 3.97
2015 1.04 4 4.95
2014 1.04 4 5.03
2013 1.00 4 4.85
2001 0.520 2 3.17
2000 0.720 3 5.73
1999 0.660 3 3.93
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The support, resistance and trendline levels presented has been generated by an artificial intelligence (AI) model and should be interpreted with caution.

Portfolio

AI Template

Your price alert

Risk Profile

| | | | |
Conservative
Moderate Conservative
Moderate
Moderate Aggressive
Aggressive
Margin of Safety (EP)
Partial Profit (TP1)
Target Profit (TP2)
Maximum Loss (SL)

Disclaimer: The above is for illustrative purposes only and is NOT investment advice. Seek advice from a qualified financial professional.

Entry Price (EP)

Take Profit 1 (TP1)

Take Profit 2 (TP2)

Stop Loss (SL)

52W Range
 
52WL
 
52WH
SL
EP
TP1
TP2

All alert prices are within 52 weeks price range

Realized Profit -
Unrealized Profit -
Dividend Received 2026 -
Total Profit -
Avg. Return -
Quantity (Buy) -
Avg. Price (Buy) -
Quantity (Sold) -
Avg. Price (Sold) -
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