F
          
        21.90
-0.17 (-0.77%)
| Previous Close | 22.07 | 
| Open | 22.61 | 
| Volume | 218,902 | 
| Avg. Volume (3M) | 187,118 | 
| Market Cap | 439,706,016 | 
| Price / Sales | 4.18 | 
| Price / Book | 0.930 | 
| 52 Weeks Range | |
| Earnings Date | 28 Apr 2025 | 
| TTM Dividend Yield | 2.79% | 
| Profit Margin | -24.71% | 
| Operating Margin (TTM) | 41.00% | 
| Diluted EPS (TTM) | -2.05 | 
| Quarterly Revenue Growth (YOY) | -3.80% | 
| Quarterly Earnings Growth (YOY) | 715.40% | 
| Operating Cash Flow (TTM) | 74.84 M | 
| Return on Assets (TTM) | -0.43% | 
| Return on Equity (TTM) | -5.18% | 
Market Trend
| Short Term | Medium Term | ||
| Industry | Banks - Regional (US) | Bullish | Bullish | 
| Banks - Regional (Global) | Bullish | Bullish | |
| Stock | Financial Institutions, Inc. | Bullish | Bullish | 
AIStockmoo Score
              2.6
            
                      | Analyst Consensus | 3.5 | 
| Insider Activity | NA | 
| Price Volatility | 5.0 | 
| Technical Moving Averages | 0.0 | 
| Technical Oscillators | 2.0 | 
| Average | 2.63 | 
| Financial Institutions Inc operates as a financial holding company, engages in the provision of a wide range of consumer and commercial banking services to individuals, municipalities, and businesses in Western and Central New York. It operates through one segment: The Banking segment which includes all of the company's retail and commercial banking operations. | |
| Sector | Financial Services | 
| Industry | Banks - Regional | 
| Investment Style | Small Value | 
| % Held by Insiders | 2.53% | 
| % Held by Institutions | 85.05% | 
| 52 Weeks Range | ||
| Median | 35.00 (59.82%) | |
| Total | 1 Buy | |
| Firm | Date | Target Price | Call | Price @ Call | 
|---|---|---|---|---|
| Keefe, Bruyette & Woods | 27 Oct 2025 | 35.00 (59.82%) | Buy | 29.45 | 
No data within this time range.
| Date | Type | Details | 
|---|---|---|
| 23 Oct 2025 | Announcement | Financial Institutions, Inc. Reports Third Quarter 2025 Results, Including Net Income Available to Common Shareholders of $20.1 million, or $0.99 per Diluted Share | 
| 01 Oct 2025 | Announcement | Financial Institutions, Inc. Schedules Third Quarter 2025 Earnings Release and Conference Call | 
| 22 Sep 2025 | Announcement | Financial Institutions, Inc. Announces New Share Repurchase Program | 
| 25 Aug 2025 | Announcement | Financial Institutions, Inc. Announces Quarterly Cash Dividend | 
| TTM Dividend Yield | 2.79% | 
| 5Y Average Dividend Yield | 4.52% | 
| Payout Ratio | 37.85% | 
| Expected Next Dividend Payment | Jan 2026 | 
| Ex Date | Announcement Date | Payment Date | Details | 
|---|---|---|---|
| 14 Mar 2025 | 12 Feb 2025 | 02 Apr 2025 | 0.31 Cash | 
| 13 Dec 2024 | 20 Nov 2024 | 02 Jan 2025 | 0.3 Cash | 
| 13 Sep 2024 | 19 Aug 2024 | 02 Oct 2024 | 0.3 Cash | 
| 14 Jun 2024 | 22 May 2024 | 02 Jul 2024 | 0.3 Cash | 
| 14 Mar 2024 | 13 Feb 2024 | 02 Apr 2024 | 0.3 Cash | 
| 13 Dec 2023 | 14 Nov 2023 | 02 Jan 2024 | 0.3 Cash | 
| 13 Sep 2023 | 21 Aug 2023 | 02 Oct 2023 | 0.3 Cash | 
| 14 Jun 2023 | 24 May 2023 | 03 Jul 2023 | 0.3 Cash | 
| 15 Mar 2023 | 14 Feb 2023 | 03 Apr 2023 | 0.3 Cash | 
| 15 Dec 2022 | 21 Nov 2022 | 03 Jan 2023 | 0.29 Cash | 
| 15 Sep 2022 | 22 Aug 2022 | 03 Oct 2022 | 0.29 Cash | 
| 16 Jun 2022 | 25 May 2022 | 05 Jul 2022 | 0.29 Cash | 
| 17 Mar 2022 | 17 Feb 2022 | 04 Apr 2022 | 0.29 Cash | 
| 16 Dec 2021 | 18 Nov 2021 | 03 Jan 2022 | 0.27 Cash | 
| 16 Sep 2021 | 23 Aug 2021 | 04 Oct 2021 | 0.27 Cash | 
| 17 Jun 2021 | 26 May 2021 | 02 Jul 2021 | 0.27 Cash | 
| 18 Mar 2021 | 25 Feb 2021 | 02 Apr 2021 | 0.27 Cash | 
| 18 Dec 2020 | 25 Nov 2020 | 04 Jan 2021 | 0.26 Cash | 
| 10 Sep 2020 | 25 Aug 2020 | 02 Oct 2020 | 0.26 Cash | 
| 11 Jun 2020 | 27 May 2020 | 02 Jul 2020 | 0.26 Cash | 
| 18 Mar 2020 | 26 Feb 2020 | 02 Apr 2020 | 0.26 Cash | 
| 12 Dec 2019 | 26 Nov 2019 | 02 Jan 2020 | 0.25 Cash | 
| 12 Sep 2019 | 20 Aug 2019 | 02 Oct 2019 | 0.25 Cash | 
| 13 Jun 2019 | 22 May 2019 | 02 Jul 2019 | 0.25 Cash | 
| 14 Mar 2019 | 27 Feb 2019 | 02 Apr 2019 | 0.25 Cash | 
| 12 Dec 2018 | 20 Nov 2018 | 02 Jan 2019 | 0.24 Cash | 
| 12 Sep 2018 | 22 Aug 2018 | 02 Oct 2018 | 0.24 Cash | 
| 13 Jun 2018 | 23 May 2018 | 02 Jul 2018 | 0.24 Cash | 
| 14 Mar 2018 | 28 Feb 2018 | 02 Apr 2018 | 0.24 Cash | 
| 13 Dec 2017 | 15 Nov 2017 | 02 Jan 2018 | 0.22 Cash | 
| 13 Sep 2017 | 23 Aug 2017 | 02 Oct 2017 | 0.21 Cash | 
| 12 Jun 2017 | 24 May 2017 | 03 Jul 2017 | 0.21 Cash | 
| 10 Mar 2017 | 22 Feb 2017 | 03 Apr 2017 | 0.21 Cash | 
| 08 Dec 2016 | 02 Nov 2016 | 03 Jan 2017 | 0.21 Cash | 
| 08 Sep 2016 | 24 Aug 2016 | 03 Oct 2016 | 0.2 Cash | 
| 09 Jun 2016 | 18 May 2016 | 05 Jul 2016 | 0.2 Cash | 
| 11 Mar 2016 | 24 Feb 2016 | 04 Apr 2016 | 0.2 Cash | 
| 08 Dec 2015 | 18 Nov 2015 | 04 Jan 2016 | 0.2 Cash | 
| 08 Sep 2015 | 26 Aug 2015 | 02 Oct 2015 | 0.2 Cash | 
| 09 Jun 2015 | 20 May 2015 | 02 Jul 2015 | 0.2 Cash | 
| 10 Mar 2015 | 25 Feb 2015 | 02 Apr 2015 | 0.2 Cash | 
| 10 Dec 2014 | 19 Nov 2014 | 02 Jan 2015 | 0.2 Cash | 
| 10 Sep 2014 | 26 Aug 2014 | 02 Oct 2014 | 0.19 Cash | 
| 11 Jun 2014 | 21 May 2014 | 02 Jul 2014 | 0.19 Cash | 
| 11 Mar 2014 | 19 Feb 2014 | 02 Apr 2014 | 0.19 Cash | 
| 10 Dec 2013 | 20 Nov 2013 | 02 Jan 2014 | 0.19 Cash | 
| 10 Sep 2013 | 21 Aug 2013 | 02 Oct 2013 | 0.19 Cash | 
| 12 Mar 2013 | 20 Feb 2013 | 02 Apr 2013 | 0.18 Cash | 
| Show more | |||
Annual Dividend Yield
| Year | Annual Dividend ($) | Frequency/Year | Yield % | 
|---|---|---|---|
| 2025 | 0.610 | 2 | 2.79 | 
| 2024 | 1.20 | 4 | 4.40 | 
| 2023 | 1.19 | 4 | 5.59 | 
| 2022 | 1.14 | 4 | 4.68 | 
| 2021 | 1.07 | 4 | 3.37 | 
| 2020 | 1.03 | 4 | 4.58 | 
| 2019 | 0.990 | 4 | 3.08 | 
| 2018 | 0.940 | 4 | 3.66 | 
| 2017 | 0.840 | 4 | 2.70 | 
| 2016 | 0.800 | 4 | 2.34 | 
| 2015 | 0.800 | 4 | 2.86 | 
| 2014 | 0.760 | 4 | 3.02 | 
| 2013 | 0.370 | 2 | 1.50 | 
| Show more | |||
The support, resistance and trendline levels presented has been generated by an artificial intelligence (AI) model and should be interpreted with caution.
Portfolio
| Realized Profit | - | 
| Unrealized Profit | - | 
| Dividend Received 2025 | - | 
| Total Profit | - | 
| Avg. Return | - | 
| Quantity (Buy) | - | 
| Avg. Price (Buy) | - | 
| Quantity (Sold) | - | 
| Avg. Price (Sold) | - | 
