NMI HOLDINGS INC

NASDAQ: NMIH (NMI Holdings Inc)

Last update: 28 Nov, 2025, 5:53PM

38.15

0.03 (0.08%)

Previous Close 38.12
Open 38.18
Volume 244,194
Avg. Volume (3M) 401,957
Market Cap 2,959,452,672
Price / Earnings (TTM) 7.96
Price / Earnings (Forward) 7.80
Price / Sales 4.72
Price / Book 1.25
52 Weeks Range
31.90 (-16%) — 43.20 (13%)
Earnings Date 4 Nov 2025
Profit Margin 55.93%
Operating Margin (TTM) 79.93%
Diluted EPS (TTM) 4.63
Quarterly Revenue Growth (YOY) 10.90%
Quarterly Earnings Growth (YOY) 15.20%
Total Debt/Equity (MRQ) 18.34%
Current Ratio (MRQ) 1.94
Operating Cash Flow (TTM) 383.18 M
Levered Free Cash Flow (TTM) 217.01 M
Return on Assets (TTM) 9.98%
Return on Equity (TTM) 17.38%

Market Trend

Short Term Medium Term
Industry Insurance - Specialty (US) Mixed Mixed
Insurance - Specialty (Global) Mixed Mixed
Stock NMI Holdings Inc Bullish Bullish

AIStockmoo Score

1.5
Analyst Consensus 3.0
Insider Activity -2.5
Price Volatility 2.0
Technical Moving Averages 1.0
Technical Oscillators 4.0
Average 1.50

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NMI Holdings Inc through its subsidiaries provides private mortgage guaranty insurance. The company offers mortgage insurance, reinsurance on loans, and outsourced loan review services to mortgage loan originators. It serves national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, Internet-sourced lenders, and other non-bank lenders. It protects lenders and investors from default-related losses on a portion of the unpaid principal balance of a covered mortgage.

Sector Financial Services
Industry Insurance - Specialty
Investment Style Small Value
% Held by Insiders 1.92%
% Held by Institutions 99.07%
52 Weeks Range
31.90 (-16%) — 43.20 (13%)
Price Target Range
43.00 (12%) — 48.00 (25%)
High 48.00 (Keefe, Bruyette & Woods, 25.82%) Buy
Median 44.00 (15.33%)
Low 43.00 (JP Morgan, 12.71%) Buy
Average 45.00 (17.96%)
Total 2 Buy, 1 Hold
Avg. Price @ Call 40.50
Firm Date Target Price Call Price @ Call
JP Morgan 12 Jan 2026 43.00 (12.71%) Buy 39.31
Barclays 06 Jan 2026 44.00 (15.33%) Hold 40.37
Keefe, Bruyette & Woods 18 Dec 2025 48.00 (25.82%) Buy 41.81
Name Avg. Buy ($) Avg. Sell ($) Net Quantity Net Value ($)
FITZGERALD NORMAN PETER - 41.05 -3,640 -149,422
LEATHERBERRY WILLIAM J - 41.05 -7,203 -295,683
POLLITZER ADAM - 41.05 -26,062 -1,069,845
SHUSTER BRADLEY M - 41.05 -13,897 -570,472
SMITH ROBERT OWEN - 41.05 -5,347 -219,494
YOUSAF MOHAMMAD NAWAZ - 41.05 -3,041 -124,833
Aggregate Net Quantity -59,190
Aggregate Net Value ($) -2,429,750
Aggregate Avg. Buy ($) -
Aggregate Avg. Sell ($) 41.05
Name Holder Date Type Quantity Price Value ($)
YOUSAF MOHAMMAD NAWAZ Officer 08 Feb 2026 Disposed (-) 1,072 41.05 44,006
SMITH ROBERT OWEN Officer 08 Feb 2026 Disposed (-) 1,964 41.05 80,622
FITZGERALD NORMAN PETER Officer 08 Feb 2026 Disposed (-) 1,317 41.05 54,063
POLLITZER ADAM Officer 08 Feb 2026 Disposed (-) 9,397 41.05 385,747
LEATHERBERRY WILLIAM J Officer 08 Feb 2026 Disposed (-) 2,570 41.05 105,499
SHUSTER BRADLEY M Officer 08 Feb 2026 Disposed (-) 6,961 41.05 285,749
YOUSAF MOHAMMAD NAWAZ Officer 07 Feb 2026 Disposed (-) 1,969 41.05 80,827
SMITH ROBERT OWEN Officer 07 Feb 2026 Disposed (-) 3,383 41.05 138,872
FITZGERALD NORMAN PETER Officer 07 Feb 2026 Disposed (-) 2,323 41.05 95,359
POLLITZER ADAM Officer 07 Feb 2026 Disposed (-) 16,665 41.05 684,098
LEATHERBERRY WILLIAM J Officer 07 Feb 2026 Disposed (-) 4,633 41.05 190,185
SHUSTER BRADLEY M Officer 07 Feb 2026 Disposed (-) 6,936 41.05 284,723
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