UPSTART HOLDINGS INC

NASDAQ: UPST (Upstart Holdings, Inc.)

Last update: 21 Aug, 2:34AM

63.88

2.30 (3.73%)

Previous Close 61.59
Open 63.33
Volume 7,395,545
Avg. Volume (3M) 6,269,956
Market Cap 6,146,386,432
Price / Earnings (Forward) 39.22
Price / Sales 7.73
Price / Book 8.95
52 Weeks Range
31.40 (-50%) — 96.43 (50%)
Earnings Date 6 Nov 2025
Profit Margin -8.75%
Operating Margin (TTM) 1.15%
Diluted EPS (TTM) -0.730
Quarterly Revenue Growth (YOY) 59.10%
Total Debt/Equity (MRQ) 215.45%
Current Ratio (MRQ) 21.33
Operating Cash Flow (TTM) 128.51 M
Levered Free Cash Flow (TTM) 174.05 M
Return on Assets (TTM) -2.16%
Return on Equity (TTM) -10.30%

Market Trend

Short Term Medium Term
Industry Credit Services (US) Bullish Bullish
Credit Services (Global) Bullish Bullish
Stock Upstart Holdings, Inc. Bullish Bullish

AIStockmoo Score

0.3
Analyst Consensus 3.0
Insider Activity -1.5
Price Volatility 2.0
Technical Moving Averages -1.5
Technical Oscillators -0.5
Average 0.30

Similar Stocks

Stock Market Cap DY P/E (TTM) P/B
UPST 6 B - - 8.95
SEZL 3 B - 32.54 23.29
QFIN 4 B 7.32% 3.99 1.11
PYPL 67 B - 14.91 3.25
SOFI 26 B - 43.62 4.63
FCFS 6 B 0.86% 21.25 3.07

Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. Upstart’s platform includes personal loans, automotive retail and refinance loans, home equity lines of credit and small dollar loans.

Sector Financial Services
Industry Credit Services
Investment Style Small Growth
% Held by Insiders 12.56%
% Held by Institutions 64.04%
52 Weeks Range
31.40 (-50%) — 96.43 (50%)
Price Target Range
70.00 (9%) — 90.00 (40%)
High 90.00 (Piper Sandler, 40.89%) Buy
Median 84.50 (32.28%)
Low 70.00 (Morgan Stanley, 9.58%) Hold
Average 81.33 (27.32%)
Total 3 Buy, 2 Hold, 1 Sell
Avg. Price @ Call 67.90
Firm Date Target Price Call Price @ Call
JP Morgan 20 Aug 2025 88.00 (37.76%) Buy 63.88
B of A Securities 06 Aug 2025 87.00 (36.19%) Hold 67.14
Morgan Stanley 06 Aug 2025 70.00 (9.58%) Hold 67.14
Needham 06 Aug 2025 82.00 (28.37%) Buy 67.14
Piper Sandler 06 Aug 2025 90.00 (40.89%) Buy 67.14
24 Jun 2025 75.00 (17.41%) Buy 64.85
Goldman Sachs 14 Jul 2025 71.00 (11.15%) Sell 74.99

No data within this time range.

The support, resistance and trendline levels presented has been generated by an artificial intelligence (AI) model and should be interpreted with caution.

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