U
47.03
1.98 (4.40%)
| Previous Close | 45.05 |
| Open | 47.18 |
| Volume | 5,611,063 |
| Avg. Volume (3M) | 6,543,306 |
| Market Cap | 4,575,383,040 |
| Price / Earnings (TTM) | 180.88 |
| Price / Earnings (Forward) | 18.87 |
| Price / Sales | 4.84 |
| Price / Book | 5.92 |
| 52 Weeks Range | |
| Earnings Date | 10 Feb 2026 |
| Profit Margin | -8.75% |
| Operating Margin (TTM) | 1.15% |
| Diluted EPS (TTM) | -0.730 |
| Quarterly Revenue Growth (YOY) | 59.10% |
| Total Debt/Equity (MRQ) | 215.45% |
| Current Ratio (MRQ) | 21.33 |
| Operating Cash Flow (TTM) | 128.51 M |
| Levered Free Cash Flow (TTM) | 174.05 M |
| Return on Assets (TTM) | -2.16% |
| Return on Equity (TTM) | -10.30% |
Market Trend
| Short Term | Medium Term | ||
| Industry | Credit Services (US) | Bullish | Bullish |
| Credit Services (Global) | Bullish | Bullish | |
| Stock | Upstart Holdings, Inc. | Bullish | Bearish |
AIStockmoo Score
-0.4
| Analyst Consensus | 1.5 |
| Insider Activity | 1.5 |
| Price Volatility | -2.0 |
| Technical Moving Averages | -2.5 |
| Technical Oscillators | -0.5 |
| Average | -0.40 |
|
Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. Upstart’s platform includes personal loans, automotive retail and refinance loans, home equity lines of credit and small dollar loans. |
|
| Sector | Financial Services |
| Industry | Credit Services |
| Investment Style | Small Growth |
| % Held by Insiders | 12.56% |
| % Held by Institutions | 64.04% |
| 52 Weeks Range | ||
| Price Target Range | ||
| High | 80.00 (Citigroup, 70.10%) | Buy |
| Median | 59.00 (25.45%) | |
| Low | 40.00 (Stephens & Co., -14.95%) | Hold |
| Average | 61.00 (29.70%) | |
| Total | 5 Buy, 2 Hold | |
| Avg. Price @ Call | 43.03 | |
| Firm | Date | Target Price | Call | Price @ Call |
|---|---|---|---|---|
| Truist Securities | 06 Jan 2026 | 59.00 (25.45%) | Buy | 50.68 |
| B of A Securities | 05 Nov 2025 | 71.00 (50.97%) | Hold | 41.75 |
| Citigroup | 05 Nov 2025 | 80.00 (70.10%) | Buy | 41.75 |
| JP Morgan | 05 Nov 2025 | 65.00 (38.21%) | Buy | 41.75 |
| Needham | 05 Nov 2025 | 56.00 (19.07%) | Buy | 41.75 |
| Piper Sandler | 05 Nov 2025 | 56.00 (19.07%) | Buy | 41.75 |
| Stephens & Co. | 05 Nov 2025 | 40.00 (-14.95%) | Hold | 41.75 |
No data within this time range.
| Date | Type | Details |
|---|---|---|
| 21 Jan 2026 | Announcement | Rize Credit Union Partners with Upstart to Expand Access to Personal Loans in California |
| 12 Jan 2026 | Announcement | Upstart to Announce Fourth Quarter and Full Year 2025 Results on February 10, 2026 |
| 07 Jan 2026 | Announcement | MyPoint Credit Union Selects Upstart for Personal Lending |
| 17 Dec 2025 | Announcement | Tech CU Selects Upstart for Personal Loans and Auto Refinance Loans |
| 06 Nov 2025 | Announcement | Upstart Announces $1.5B Forward-Flow Agreement with Castlelake |
| 04 Nov 2025 | Announcement | Upstart Announces Results for Third Quarter 2025 |
| 29 Oct 2025 | Announcement | Peak Credit Union Selects Upstart for Personal Lending |
The support, resistance and trendline levels presented has been generated by an artificial intelligence (AI) model and should be interpreted with caution.
Portfolio
| Realized Profit | - |
| Unrealized Profit | - |
| Dividend Received 2026 | - |
| Total Profit | - |
| Avg. Return | - |
| Quantity (Buy) | - |
| Avg. Price (Buy) | - |
| Quantity (Sold) | - |
| Avg. Price (Sold) | - |