UPSTART HOLDINGS INC

NASDAQ: UPST (Upstart Holdings, Inc.)

Last update: 20 Oct, 1:38AM

46.50

-1.29 (-2.69%)

Previous Close 47.79
Open 46.62
Volume 5,340,619
Avg. Volume (3M) 7,284,731
Market Cap 4,474,125,312
Price / Earnings (Forward) 39.22
Price / Sales 4.14
Price / Book 5.07
52 Weeks Range
31.40 (-32%) — 96.43 (107%)
Earnings Date 4 Nov 2025
Profit Margin -8.75%
Operating Margin (TTM) 1.15%
Diluted EPS (TTM) -0.730
Quarterly Revenue Growth (YOY) 59.10%
Total Debt/Equity (MRQ) 215.45%
Current Ratio (MRQ) 21.33
Operating Cash Flow (TTM) 128.51 M
Levered Free Cash Flow (TTM) 174.05 M
Return on Assets (TTM) -2.16%
Return on Equity (TTM) -10.30%

Market Trend

Short Term Medium Term
Industry Credit Services (US) Bullish Bullish
Credit Services (Global) Mixed Bullish
Stock Upstart Holdings, Inc. Bearish Bearish

AIStockmoo Score

1.0
Analyst Consensus -0.5
Insider Activity NA
Price Volatility 4.5
Technical Moving Averages 2.5
Technical Oscillators -2.5
Average 1.00

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Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. Upstart’s platform includes personal loans, automotive retail and refinance loans, home equity lines of credit and small dollar loans.

Sector Financial Services
Industry Credit Services
Investment Style Small Growth
% Held by Insiders 12.56%
% Held by Institutions 64.04%
52 Weeks Range
31.40 (-32%) — 96.43 (107%)
Price Target Range
40.00 (-13%) — 80.00 (72%)
High 80.00 (Citigroup, 72.04%) Buy
Median 56.00 (20.43%)
Low 40.00 (Stephens & Co., -13.98%) Hold
Average 60.29 (29.66%)
Total 4 Buy, 2 Hold, 1 Sell
Avg. Price @ Call 42.87
Firm Date Target Price Call Price @ Call
B of A Securities 05 Nov 2025 71.00 (52.69%) Hold 41.75
Citigroup 05 Nov 2025 80.00 (72.04%) Buy 41.75
JP Morgan 05 Nov 2025 65.00 (39.78%) Buy 41.75
20 Aug 2025 88.00 (89.25%) Buy 63.88
Needham 05 Nov 2025 56.00 (20.43%) Buy 41.75
Piper Sandler 05 Nov 2025 56.00 (20.43%) Buy 41.75
Stephens & Co. 05 Nov 2025 40.00 (-13.98%) Hold 41.75
Goldman Sachs 13 Oct 2025 54.00 (16.13%) Sell 49.60

No data within this time range.

The support, resistance and trendline levels presented has been generated by an artificial intelligence (AI) model and should be interpreted with caution.

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