U
52.02
-2.56 (-4.69%)
| Previous Close | 54.58 |
| Open | 52.43 |
| Volume | 5,552,570 |
| Avg. Volume (3M) | 6,230,253 |
| Market Cap | 4,949,437,440 |
| Price / Earnings (Forward) | 31.95 |
| Price / Sales | 6.65 |
| Price / Book | 7.31 |
| 52 Weeks Range | |
| Earnings Date | 4 Aug 2025 - 8 Aug 2025 |
| Profit Margin | -8.75% |
| Operating Margin (TTM) | 1.15% |
| Diluted EPS (TTM) | -0.730 |
| Quarterly Revenue Growth (YOY) | 59.10% |
| Total Debt/Equity (MRQ) | 215.45% |
| Current Ratio (MRQ) | 22.32 |
| Operating Cash Flow (TTM) | 128.51 M |
| Levered Free Cash Flow (TTM) | 92.27 M |
| Return on Assets (TTM) | -2.16% |
| Return on Equity (TTM) | -10.30% |
Market Trend
| Short Term | Medium Term | ||
| Industry | Credit Services (US) | Bearish | Bullish |
| Credit Services (Global) | Bearish | Mixed | |
| Stock | Upstart Holdings, Inc. | Bearish | Bullish |
AIStockmoo Score
-0.7
| Analyst Consensus | -3.5 |
| Insider Activity | -4.0 |
| Price Volatility | 2.0 |
| Technical Moving Averages | 0.0 |
| Technical Oscillators | 2.0 |
| Average | -0.70 |
|
Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. Upstart’s platform includes personal loans, automotive retail and refinance loans, home equity lines of credit and small dollar loans. |
|
| Sector | Financial Services |
| Industry | Credit Services |
| Investment Style | Small Growth |
| % Held by Insiders | 12.51% |
| % Held by Institutions | 64.30% |
Ownership
| Name | Date | Shares Held |
|---|---|---|
| Fred Alger Management, Llc | 31 Mar 2025 | 1,764,136 |
| 52 Weeks Range | ||
| Price Target Range | ||
| High | 70.00 (Needham, 34.56%) | Buy |
| Median | 51.50 (-1.00%) | |
| Low | 16.50 (Goldman Sachs, -68.28%) | Sell |
| Average | 50.92 (-2.12%) | |
| Total | 2 Buy, 3 Hold, 1 Sell | |
| Avg. Price @ Call | 48.41 | |
| Firm | Date | Target Price | Call | Price @ Call |
|---|---|---|---|---|
| Needham | 19 May 2025 | 70.00 (34.56%) | Buy | 47.47 |
| 07 May 2025 | 70.00 (34.56%) | Buy | 46.44 | |
| Barclays | 12 May 2025 | 47.00 (-9.65%) | Hold | 52.96 |
| 14 Apr 2025 | 42.00 (-19.26%) | Hold | 39.96 | |
| Goldman Sachs | 08 May 2025 | 16.50 (-68.28%) | Sell | 47.93 |
| Morgan Stanley | 07 May 2025 | 50.00 (-3.88%) | Hold | 46.44 |
| Piper Sandler | 07 May 2025 | 69.00 (32.64%) | Buy | 46.44 |
| B of A Securities | 29 Apr 2025 | 53.00 (1.88%) | Hold | 49.19 |
| Name | Avg. Buy ($) | Avg. Sell ($) | Net Quantity | Net Value ($) |
|---|---|---|---|---|
| COOPER KERRY WHORTON | - | 47.90 | -500 | -23,950 |
| DARLING SCOTT | - | 50.98 | -7,383 | -376,385 |
| Aggregate Net Quantity | -7,883 | |||
| Aggregate Net Value ($) | -400,335 | |||
| Aggregate Avg. Buy ($) | - | |||
| Aggregate Avg. Sell ($) | 49.44 | |||
| Name | Holder | Date | Type | Quantity | Price | Value ($) |
|---|---|---|---|---|---|---|
| DARLING SCOTT | Officer | 03 Jun 2025 | Automatic sell (-) | 7,383 | 50.98 | 376,385 |
| DARLING SCOTT | Officer | 03 Jun 2025 | Option execute | 1,000 | - | - |
| COOPER KERRY WHORTON | Director | 02 Jun 2025 | Automatic sell (-) | 500 | 47.90 | 23,950 |
The support, resistance and trendline levels presented has been generated by an artificial intelligence (AI) model and should be interpreted with caution.
Portfolio
| Realized Profit | - |
| Unrealized Profit | - |
| Dividend Received 2025 | - |
| Total Profit | - |
| Avg. Return | - |
| Quantity (Buy) | - |
| Avg. Price (Buy) | - |
| Quantity (Sold) | - |
| Avg. Price (Sold) | - |