UPSTART HOLDINGS INC

NASDAQ: UPST (Upstart Holdings, Inc.)

Last update: 19 Feb, 11:53AM

30.45

-1.08 (-3.43%)

Previous Close 31.53
Open 31.40
Volume 2,049,419
Avg. Volume (3M) 4,883,741
Market Cap 2,985,966,080
Price / Earnings (TTM) 67.67
Price / Earnings (Forward) 27.03
Price / Sales 2.73
Price / Book 3.09
52 Weeks Range
29.61 (-2%) — 89.64 (194%)
Earnings Date 5 May 2026
Profit Margin -8.75%
Operating Margin (TTM) 1.15%
Diluted EPS (TTM) -0.730
Quarterly Revenue Growth (YOY) 59.10%
Total Debt/Equity (MRQ) 215.45%
Current Ratio (MRQ) 21.33
Operating Cash Flow (TTM) 128.51 M
Levered Free Cash Flow (TTM) 174.05 M
Return on Assets (TTM) -2.16%
Return on Equity (TTM) -10.30%

Market Trend

Short Term Medium Term
Industry Credit Services (US) Bullish Mixed
Credit Services (Global) Bullish Mixed
Stock Upstart Holdings, Inc. Bearish Bearish

AIStockmoo Score

0.5
Analyst Consensus -0.5
Insider Activity NA
Price Volatility 0.5
Technical Moving Averages 2.5
Technical Oscillators -0.5
Average 0.50

Similar Stocks

Stock Market Cap DY P/E (TTM) P/B
UPST 3 B - 67.67 3.09
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TROO 297 M - - 3.36
SOFI 20 B - 40.64 1.90
PYPL 42 B 0.62% 8.38 2.03
QFIN 2 B 10.99% 1.86 0.450

Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. Upstart’s platform includes personal loans, automotive retail and refinance loans, home equity lines of credit and small dollar loans.

Sector Financial Services
Industry Credit Services
Investment Style Small Growth
% Held by Insiders 12.56%
% Held by Institutions 64.04%
52 Weeks Range
29.61 (-2%) — 89.64 (194%)
Price Target Range
20.00 (-34%) — 49.00 (60%)
High 49.00 (Truist Securities, 60.92%) Buy
Median 35.00 (14.94%)
Low 20.00 (Citizens, -34.32%) Not Rated
Average 34.80 (14.29%)
Total 2 Buy, 2 Hold, 1 Not Rated
Avg. Price @ Call 30.95
Firm Date Target Price Call Price @ Call
Needham 11 Mar 2026 40.00 (31.36%) Buy 27.47
04 Mar 2026 40.00 (31.36%) Buy 28.36
Citizens 18 Feb 2026 20.00 (-34.32%) Not Rated 31.53
13 Feb 2026 20.00 (-34.32%) Not Rated 30.68
Compass Point 17 Feb 2026 30.00 (-1.48%) Hold 31.97
Goldman Sachs 13 Feb 2026 35.00 (14.94%) Hold 30.68
Truist Securities 11 Feb 2026 49.00 (60.92%) Buy 33.10
06 Jan 2026 59.00 (93.76%) Buy 50.68

No data within this time range.

The support, resistance and trendline levels presented has been generated by an artificial intelligence (AI) model and should be interpreted with caution.

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