UPSTART HOLDINGS INC

NASDAQ: UPST (Upstart Holdings, Inc.)

Last update: 15 Jul, 10:53PM

74.13

-0.86 (-1.14%)

Previous Close 74.99
Open 75.13
Volume 3,925,412
Avg. Volume (3M) 6,307,120
Market Cap 7,053,090,816
Price / Earnings (Forward) 42.19
Price / Sales 7.92
Price / Book 9.16
52 Weeks Range
20.60 (-72%) — 96.43 (30%)
Earnings Date 5 Aug 2025
Profit Margin -8.75%
Operating Margin (TTM) 1.15%
Diluted EPS (TTM) -0.730
Quarterly Revenue Growth (YOY) 59.10%
Total Debt/Equity (MRQ) 215.45%
Current Ratio (MRQ) 21.33
Operating Cash Flow (TTM) 128.51 M
Levered Free Cash Flow (TTM) 174.05 M
Return on Assets (TTM) -2.16%
Return on Equity (TTM) -10.30%

Market Trend

Short Term Medium Term
Industry Credit Services (US) Bullish Bullish
Credit Services (Global) Bullish Bullish
Stock Upstart Holdings, Inc. Bullish Bullish

AIStockmoo Score

1.1
Analyst Consensus 1.5
Insider Activity NA
Price Volatility -0.5
Technical Moving Averages 5.0
Technical Oscillators -1.5
Average 1.13

Similar Stocks

Stock Market Cap DY P/E (TTM) P/B
UPST 7 B - - 9.16
SEZL 6 B - 61.54 37.69
QFIN 5 B 3.93% 5.12 1.28
PYPL 66 B - 14.89 3.21
SOFI 26 B - 43.62 4.15
FCFS 6 B 0.86% 21.25 2.79

Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. Upstart’s platform includes personal loans, automotive retail and refinance loans, home equity lines of credit and small dollar loans.

Sector Financial Services
Industry Credit Services
Investment Style Small Growth
% Held by Insiders 12.56%
% Held by Institutions 64.04%
52 Weeks Range
20.60 (-72%) — 96.43 (30%)
Price Target Range
70.00 (-5%) — 90.00 (21%)
High 90.00 (Piper Sandler, 21.41%) Buy
Median 82.00 (10.62%)
Low 70.00 (Morgan Stanley, -5.57%) Hold
Average 80.00 (7.92%)
Total 2 Buy, 2 Hold, 1 Sell
Avg. Price @ Call 68.71
Firm Date Target Price Call Price @ Call
B of A Securities 06 Aug 2025 87.00 (17.36%) Hold 67.14
Morgan Stanley 06 Aug 2025 70.00 (-5.57%) Hold 67.14
Needham 06 Aug 2025 82.00 (10.62%) Buy 67.14
19 May 2025 70.00 (-5.57%) Buy 47.47
Piper Sandler 06 Aug 2025 90.00 (21.41%) Buy 67.14
24 Jun 2025 75.00 (1.17%) Buy 64.85
Goldman Sachs 14 Jul 2025 71.00 (-4.22%) Sell 74.99

No data within this time range.

Date Type Details
13 Aug 2025 Announcement ABNB Federal Credit Union Selects Upstart for Personal Loans
12 Aug 2025 Announcement Upstart Announces Upsize and Pricing of Offering of $600,000,000 of 0% Convertible Senior Notes Due 2032
11 Aug 2025 Announcement Upstart Announces Proposed Private Offering of $500,000,000 of Convertible Senior Notes Due 2032
05 Aug 2025 Announcement Upstart Announces Results for Second Quarter 2025
16 Jul 2025 Announcement Cabrillo Credit Union Selects Upstart for Personal Lending
11 Jul 2025 Announcement Tradr Launches First-to-Market Leveraged ETFs on CoreWeave, AST SpaceMobile, Constellation Energy, GE Vernova and NuScale Power
07 Jul 2025 Announcement Upstart to Announce Second Quarter 2025 Results on August 5, 2025
25 Jun 2025 Announcement Cobalt Credit Union Selects Upstart for Personal Loans, HELOCs, and Auto Refinance
24 Jun 2025 Announcement Tradr Launches Leveraged ETFs on Quantum Computing Inc. (QUBT) and Rigetti Computing (RGTI)
11 Jun 2025 Announcement KBRA Assigns Preliminary Ratings to Upstart Securitization Trust 2025-2
10 Jun 2025 Announcement Tradr Launches First Ever Leveraged ETFs on Archer Aviation and Upstart Holdings
30 May 2025 Announcement Upstart CFO to Participate in Fireside Chat at the Morgan Stanley US Financials Conference
28 May 2025 Announcement All In Credit Union Selects Upstart for Personal Lending
22 May 2025 Announcement Upstart CTO and CFO to Participate in Fireside Chat at the BofA Securities 2025 Global Technology Conference
Show more

The support, resistance and trendline levels presented has been generated by an artificial intelligence (AI) model and should be interpreted with caution.

Portfolio

AI Template

Your price alert

Risk Profile

| | | | |
Conservative
Moderate Conservative
Moderate
Moderate Aggressive
Aggressive
Margin of Safety (EP)
Partial Profit (TP1)
Target Profit (TP2)
Maximum Loss (SL)

Disclaimer: The above is for illustrative purposes only and is NOT investment advice. Seek advice from a qualified financial professional.

Entry Price (EP)

Take Profit 1 (TP1)

Take Profit 2 (TP2)

Stop Loss (SL)

52W Range
 
52WL
 
52WH
SL
EP
TP1
TP2

All alert prices are within 52 weeks price range

Realized Profit -
Unrealized Profit -
Dividend Received 2025 -
Total Profit -
Avg. Return -
Quantity (Buy) -
Avg. Price (Buy) -
Quantity (Sold) -
Avg. Price (Sold) -
No stocks matching your criteria