UPSTART HOLDINGS INC

NASDAQ: UPST (Upstart Holdings, Inc.)

Last update: yesterday, 6:38PM

28.96

-0.04 (-0.14%)

Previous Close 29.00
Open 30.33
Volume 4,636,212
Avg. Volume (3M) 5,444,309
Market Cap 2,771,806,976
Price / Earnings (TTM) 70.63
Price / Earnings (Forward) 33.44
Price / Sales 3.37
Price / Book 3.84
52 Weeks Range
23.97 (-17%) — 87.30 (201%)
Earnings Date 4 Aug 2026
Profit Margin -8.75%
Operating Margin (TTM) 1.15%
Diluted EPS (TTM) -0.730
Quarterly Revenue Growth (YOY) 59.10%
Total Debt/Equity (MRQ) 215.45%
Current Ratio (MRQ) 21.33
Operating Cash Flow (TTM) 128.51 M
Levered Free Cash Flow (TTM) 174.05 M
Return on Assets (TTM) -2.16%
Return on Equity (TTM) -10.30%

Market Trend

Short Term Medium Term
Industry Credit Services (US) Bullish Mixed
Credit Services (Global) Bullish Mixed
Stock Upstart Holdings, Inc. Bearish Bearish

AIStockmoo Score

0.1
Analyst Consensus -0.5
Insider Activity NA
Price Volatility 0.5
Technical Moving Averages 1.0
Technical Oscillators -0.5
Average 0.13

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Stock Market Cap DY P/E (TTM) P/B
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Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. Upstart’s platform includes personal loans, automotive retail and refinance loans, home equity lines of credit and small dollar loans.

Sector Financial Services
Industry Credit Services
Investment Style Small Growth
% Held by Insiders 12.56%
% Held by Institutions 64.04%

Ownership

Name Date Shares Held
Jericho Capital Asset Management L.P. 31 Dec 2025 5,011,809
Halter Ferguson Financial Inc. 31 Mar 2026 1,467,360
52 Weeks Range
23.97 (-17%) — 87.30 (201%)
Price Target Range
20.00 (-30%) — 40.00 (38%)
High 40.00 (Needham, 38.12%) Buy
Median 32.50 (12.22%)
Low 20.00 (Citizens, -30.94%) Not Rated
Average 31.25 (7.91%)
Total 1 Buy, 2 Hold, 1 Not Rated
Avg. Price @ Call 30.41
Firm Date Target Price Call Price @ Call
Needham 11 Mar 2026 40.00 (38.12%) Buy 27.47
04 Mar 2026 40.00 (38.12%) Buy 28.36
Citizens 18 Feb 2026 20.00 (-30.94%) Not Rated 31.53
13 Feb 2026 20.00 (-30.94%) Not Rated 30.68
Compass Point 17 Feb 2026 30.00 (3.59%) Hold 31.97
Goldman Sachs 13 Feb 2026 35.00 (20.86%) Hold 30.68

No data within this time range.

The support, resistance and trendline levels presented has been generated by an artificial intelligence (AI) model and should be interpreted with caution.

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