UPSTART HOLDINGS INC

NASDAQ: UPST (Upstart Holdings, Inc.)

Last update: 22 Apr, 8:35AM

40.42

0.67 (1.69%)

Previous Close 39.75
Open 40.20
Volume 183,889
Avg. Volume (3M) 6,315,927
Market Cap 3,955,856,640
Price / Earnings (Forward) 28.41
Price / Sales 5.82
Price / Book 6.14
52 Weeks Range
20.60 (-49%) — 96.43 (138%)
Earnings Date 6 May 2025
Profit Margin -18.99%
Operating Margin (TTM) 1.18%
Diluted EPS (TTM) -1.44
Quarterly Revenue Growth (YOY) 46.60%
Total Debt/Equity (MRQ) 243.16%
Current Ratio (MRQ) 14.31
Operating Cash Flow (TTM) 186.33 M
Levered Free Cash Flow (TTM) 260.01 M
Return on Assets (TTM) -3.78%
Return on Equity (TTM) -20.27%

Market Trend

Short Term Medium Term
Industry Credit Services (US) Bearish Bullish
Credit Services (Global) Bearish Mixed
Stock Upstart Holdings, Inc. Bearish Bullish

AIStockmoo Score

0.8
Analyst Consensus -0.5
Insider Activity NA
Price Volatility 2.0
Technical Moving Averages 2.5
Technical Oscillators -1.0
Average 0.75

Similar Stocks

Stock Market Cap DY P/E (TTM) P/B
UPST 4 B - - 6.14
SEZL 1 B - 17.15 11.73
QFIN 6 B 3.01% 7.02 1.54
PYPL 64 B - 16.50 3.11
SOFI 14 B - 31.95 2.25
CACC 6 B - 23.75 3.28

Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. Upstart’s platform includes personal loans, automotive retail and refinance loans, home equity lines of credit and small dollar loans.

Sector Financial Services
Industry Credit Services
Investment Style Small Growth
% Held by Insiders 12.52%
% Held by Institutions 62.95%
52 Weeks Range
20.60 (-49%) — 96.43 (138%)
Price Target Range
15.00 (-62%) — 108.00 (167%)
High 108.00 (Needham, 167.19%) Buy
108.00 (Citigroup, 167.19%) Buy
Median 79.00 (95.45%)
Low 15.00 (Goldman Sachs, -62.89%) Sell
Average 76.11 (88.30%)
Total 4 Buy, 4 Hold, 1 Sell
Avg. Price @ Call 77.15
Firm Date Target Price Call Price @ Call
B of A Securities 29 Apr 2025 53.00 (31.12%) Hold 43.98
12 Feb 2025 39.00 (-3.51%) Sell 88.77
Barclays 14 Apr 2025 42.00 (3.91%) Hold 39.96
18 Feb 2025 93.00 (130.08%) Hold 86.89
Morgan Stanley 14 Feb 2025 70.00 (73.18%) Hold 82.42
Citigroup 13 Feb 2025 108.00 (167.19%) Buy 84.16
B. Riley Securities 12 Feb 2025 105.00 (159.77%) Buy 88.77
Goldman Sachs 12 Feb 2025 15.00 (-62.89%) Sell 88.77
JP Morgan 12 Feb 2025 79.00 (95.45%) Hold 88.77
Needham 12 Feb 2025 108.00 (167.19%) Buy 88.77
Piper Sandler 12 Feb 2025 105.00 (159.77%) Buy 88.77
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