U
58.01
-1.07 (-1.81%)
| Previous Close | 59.08 |
| Open | 59.91 |
| Volume | 6,356,260 |
| Avg. Volume (3M) | 6,385,301 |
| Market Cap | 5,519,355,392 |
| Price / Earnings (Forward) | 45.05 |
| Price / Sales | 9.38 |
| Price / Book | 10.32 |
| 52 Weeks Range | |
| Earnings Date | 4 Aug 2025 - 8 Aug 2025 |
| Profit Margin | -8.75% |
| Operating Margin (TTM) | 1.15% |
| Diluted EPS (TTM) | -0.730 |
| Quarterly Revenue Growth (YOY) | 59.10% |
| Total Debt/Equity (MRQ) | 215.45% |
| Current Ratio (MRQ) | 22.32 |
| Operating Cash Flow (TTM) | 128.51 M |
| Levered Free Cash Flow (TTM) | 92.27 M |
| Return on Assets (TTM) | -2.16% |
| Return on Equity (TTM) | -10.30% |
Market Trend
| Short Term | Medium Term | ||
| Industry | Credit Services (US) | Bearish | Bullish |
| Credit Services (Global) | Bearish | Bullish | |
| Stock | Upstart Holdings, Inc. | Bearish | Bullish |
AIStockmoo Score
0.7
| Analyst Consensus | -3.5 |
| Insider Activity | -1.5 |
| Price Volatility | 2.0 |
| Technical Moving Averages | 2.5 |
| Technical Oscillators | 4.0 |
| Average | 0.70 |
|
Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. Upstart’s platform includes personal loans, automotive retail and refinance loans, home equity lines of credit and small dollar loans. |
|
| Sector | Financial Services |
| Industry | Credit Services |
| Investment Style | Small Growth |
| % Held by Insiders | 12.56% |
| % Held by Institutions | 64.32% |
| 52 Weeks Range | ||
| Price Target Range | ||
| High | 75.00 (Piper Sandler, 29.29%) | Buy |
| Median | 51.50 (-11.22%) | |
| Low | 16.50 (Goldman Sachs, -71.56%) | Sell |
| Average | 51.92 (-10.50%) | |
| Total | 2 Buy, 3 Hold, 1 Sell | |
| Avg. Price @ Call | 51.47 | |
| Firm | Date | Target Price | Call | Price @ Call |
|---|---|---|---|---|
| Piper Sandler | 24 Jun 2025 | 75.00 (29.29%) | Buy | 64.85 |
| 07 May 2025 | 69.00 (18.95%) | Buy | 46.44 | |
| Needham | 19 May 2025 | 70.00 (20.67%) | Buy | 47.47 |
| 07 May 2025 | 70.00 (20.67%) | Buy | 46.44 | |
| Barclays | 12 May 2025 | 47.00 (-18.98%) | Hold | 52.96 |
| 14 Apr 2025 | 42.00 (-27.60%) | Hold | 39.96 | |
| Goldman Sachs | 08 May 2025 | 16.50 (-71.56%) | Sell | 47.93 |
| Morgan Stanley | 07 May 2025 | 50.00 (-13.81%) | Hold | 46.44 |
| B of A Securities | 29 Apr 2025 | 53.00 (-8.64%) | Hold | 49.19 |
| Name | Avg. Buy ($) | Avg. Sell ($) | Net Quantity | Net Value ($) |
|---|---|---|---|---|
| GIROUARD DAVE | - | 58.01 | -41,667 | -2,417,103 |
| Aggregate Net Quantity | -41,667 | |||
| Aggregate Net Value ($) | -2,417,103 | |||
| Aggregate Avg. Buy ($) | - | |||
| Aggregate Avg. Sell ($) | 58.01 | |||
| Name | Holder | Date | Type | Quantity | Price | Value ($) |
|---|---|---|---|---|---|---|
| GIROUARD DAVE | Officer | 20 Jun 2025 | Automatic sell (-) | 41,667 | 58.01 | 2,417,103 |
| GIROUARD DAVE | Officer | 20 Jun 2025 | Option execute | 41,667 | - | - |
The support, resistance and trendline levels presented has been generated by an artificial intelligence (AI) model and should be interpreted with caution.
Portfolio
| Realized Profit | - |
| Unrealized Profit | - |
| Dividend Received 2025 | - |
| Total Profit | - |
| Avg. Return | - |
| Quantity (Buy) | - |
| Avg. Price (Buy) | - |
| Quantity (Sold) | - |
| Avg. Price (Sold) | - |