VERSABANK

NASDAQ: VBNK (VersaBank)

Last update: 14 hours ago

12.44

0.35 (2.89%)

Previous Close 12.09
Open 11.88
Volume 25,849
Avg. Volume (3M) 57,048
Market Cap 406,924,864
Price / Earnings (TTM) 18.03
Price / Earnings (Forward) 7.79
Price / Sales 4.36
Price / Book 1.04
52 Weeks Range
8.51 (-31%) — 18.17 (46%)
Earnings Date 10 Dec 2025
TTM Dividend Yield 0.57%
Profit Margin 28.87%
Operating Margin (TTM) 40.12%
Diluted EPS (TTM) 0.810
Quarterly Revenue Growth (YOY) 2.70%
Quarterly Earnings Growth (YOY) -27.90%
Operating Cash Flow (TTM) -382.44 M
Return on Assets (TTM) 0.68%
Return on Equity (TTM) 6.87%

Market Trend

Short Term Medium Term
Industry Banks - Regional (US) Bullish Bullish
Banks - Regional (Global) Bullish Bullish
Stock VersaBank Mixed Bearish

AIStockmoo Score

1.3
Analyst Consensus 2.0
Insider Activity NA
Price Volatility 1.0
Technical Moving Averages 0.0
Technical Oscillators 2.0
Average 1.25

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VersaBank is a Canadian Schedule I chartered bank with a difference. It has 3 operating segments: Digital Banking Canada, Digital Banking USA and DRTC. It's, cloud-based, business-to-business deposit and lending model provides valued-added solutions to Canadian financial intermediary partners, enabling them to focus on growing their own businesses faster and more profitably. It obtains all of its deposits and provides the majority of its loans and leases electronically, with deposit and lending solutions for financial intermediaries that allow them to excel in their core businesses. In addition, leveraging its internally developed IT security software and capabilities, Company established a wholly owned, subsidiary. Geographically located in Canada and USA.

Sector Financial Services
Industry Banks - Regional
Investment Style Small Value
% Held by Insiders 31.00%
% Held by Institutions 36.33%

Ownership

Name Date Shares Held
Mendon Capital Advisors Corp 30 Sep 2025 1,031,134
Curi Capital, Llc 30 Sep 2025 800,000
Tcw Group Inc 30 Sep 2025 623,377
Pacific Ridge Capital Partners, Llc 30 Sep 2025 602,453
Pembroke Management, Ltd 30 Sep 2025 523,185
Rosenthal Henry Capital Advisors, Inc. 30 Sep 2025 200,226
Cox Capital Mgt Llc 30 Sep 2025 179,247
Td Waterhouse Canada Inc. 30 Sep 2025 148,391

No data within this time range.

No data within this time range.

Date Type Details
03 Dec 2025 Announcement VersaBank to Report Fourth Quarter and Fiscal 2025 Year End Results Wednesday, December 10, 2025 at 7:00 a.m. ET
26 Nov 2025 Announcement /C O R R E C T I O N -- VersaBank/
20 Nov 2025 Announcement VERSABANK LAUNCHES ENHANCED CMHC LENDING PROGRAM: EXPECTED TO GENERATE A MINIMUM OF $2 MILLION IN INCREMENTAL REVENUE IN FISCAL 2026 WITH DE MINIMIS ADDITIONAL OPERATING EXPENSES
20 Nov 2025 Announcement VERSABANK APPLAUDS CANADIAN PRIME MINISTER MARK CARNEY AND FINANCE MINISTER FRANÇOIS-PHILIPPE CHAMPAGNE ON PLANNED STABLECOIN REGULATION / BANK INITIATES COLLABORATIONS FOR STABLECOIN CUSTODY SOLUTIONS
07 Nov 2025 Announcement VERSABANK TO PARTICIPATE IN THE KBW FINTECH PAYMENTS CONFERENCE IN NEW YORK CITY ON NOVEMBER 11-13, 2025
03 Nov 2025 Announcement VERSABANK ANNOUNCES LARGEST US RPP PARTNER TO DATE; SURPASSES US RPP TARGET WITH US$310 MILLION FUNDED IN FISCAL 2025
27 Oct 2025 Announcement VERSABANK UNVEILS BRANDING FOR PROPREITARY DIGITAL DEPOSIT RECEIPTS: VERSABANK REAL BANK DEPOSIT TOKENS™ REFLECTS CRITICAL ADVANTAGE OF ISSUANCE BY A FEDERALLY LICENSED BANK
06 Oct 2025 Announcement VERSABANK ANNOUNCES THRIVE FINANCIAL AS NEW US RECEIVABLE PURCHASE PROGRAM PARTNER
18 Sep 2025 Announcement VERSABANK IMPLEMENTS NEW INTERNALLY DEVELOPED ARTIFICIAL INTELLIGENCE CAPABLITIES WITHIN CORE BANKING TECHNOLOGY
16 Sep 2025 Announcement VERSABANK ANNOUNCES REFRESH OF PREVIOUS DDR TOKENIZED DEPOSIT PILOT PROGAM IN CANADA AND INTEGRATION WITH US PILOT PROGRAM
04 Sep 2025 Announcement VERSABANK DECLARES DIVIDENDS
04 Sep 2025 Announcement VERSABANK THIRD QUARTER RESULTS CONTINUE TO DEMONSTRATE STRENGTH OF BUSINESS MODEL AS US RPP PORTFOLIO RAMPS UP
Show more
TTM Dividend Yield 0.57%
4Y Average Dividend Yield 0.61%
Payout Ratio 9.09%
Expected Next Dividend Payment Jan 2026
Ex Date Announcement Date Payment Date Details
10 Oct 2025 03 Sep 2025 31 Oct 2025 0.01784 Cash
03 Jul 2025 03 Jun 2025 31 Jul 2025 0.018328 Cash
04 Apr 2025 04 Mar 2025 30 Apr 2025 0.017804 Cash
10 Jan 2025 08 Dec 2024 31 Jan 2025 0.01735725 Cash
04 Oct 2024 04 Sep 2024 31 Oct 2024 0.01848 Cash
05 Jul 2024 04 Jun 2024 31 Jul 2024 0.021966 Cash
04 Apr 2024 05 Mar 2024 30 Apr 2024 0.01842 Cash
04 Jan 2024 12 Dec 2023 31 Jan 2024 0.01873282 Cash
05 Oct 2023 29 Aug 2023 31 Oct 2023 0.01824 Cash
06 Jul 2023 06 Jun 2023 31 Jul 2023 0.01889 Cash
05 Apr 2023 07 Mar 2023 30 Apr 2023 0.018591 Cash
05 Jan 2023 06 Dec 2022 31 Jan 2023 0.018486 Cash
06 Oct 2022 30 Aug 2022 31 Oct 2022 0.018 Cash
07 Jul 2022 31 May 2022 31 Jul 2022 0.019201 Cash
07 Apr 2022 01 Mar 2022 30 Apr 2022 0.02002315 Cash
06 Jan 2022 30 Nov 2021 31 Jan 2022 0.019665 Cash
30 Sep 2021 31 Aug 2021 31 Oct 2021 0.01975 Cash
Show more

Annual Dividend Yield

Year Annual Dividend ($) Frequency/Year Yield %
2025 0.071 4 0.57
2024 0.078 4 0.56
2023 0.074 4 0.68
2022 0.077 4 1.02
2021 0.020 1 0.17

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