VERSABANK

NASDAQ: VBNK (VersaBank)

Last update: yesterday, 2:34PM

22.41

-0.91 (-3.90%)

Previous Close 23.32
Open 23.17
Volume 87,255
Avg. Volume (3M) 122,929
Market Cap 726,511,552
Price / Earnings (TTM) 29.49
Price / Earnings (Forward) 11.40
Price / Sales 6.99
Price / Book 1.88
52 Weeks Range
11.25 (-49%) — 25.05 (11%)
Earnings Date 3 Sep 2026
TTM Dividend Yield 0.32%
Profit Margin 28.87%
Operating Margin (TTM) 40.12%
Diluted EPS (TTM) 0.810
Quarterly Revenue Growth (YOY) 2.70%
Quarterly Earnings Growth (YOY) -27.90%
Operating Cash Flow (TTM) -382.44 M
Return on Assets (TTM) 0.68%
Return on Equity (TTM) 6.87%

Market Trend

Short Term Medium Term
Industry Banks - Regional (US) Mixed Bullish
Banks - Regional (Global) Mixed Bullish
Stock VersaBank Mixed Mixed

AIStockmoo Score

-0.5
Analyst Consensus NA
Insider Activity NA
Price Volatility -0.5
Technical Moving Averages 0.0
Technical Oscillators 2.0
Relative Valuation -5.0
Financial Health -2.5
Macro Environment 0.0
AI Insight NA
Weighted Average -0.45

Similar Stocks

Stock Market Cap DY P/E (TTM) P/B
VBNK 727 M 0.32% 29.49 1.88
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PPBI 2 B 6.13% 15.10 0.800
UVSP 1 B 2.13% 12.22 1.22
MSBI 711 M 3.77% 15.08 1.49

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VersaBank is a Canadian Schedule I chartered bank with a difference. It has 3 operating segments: Digital Banking Canada, Digital Banking USA and DRTC. It's, cloud-based, business-to-business deposit and lending model provides valued-added solutions to Canadian financial intermediary partners, enabling them to focus on growing their own businesses faster and more profitably. It obtains all of its deposits and provides the majority of its loans and leases electronically, with deposit and lending solutions for financial intermediaries that allow them to excel in their core businesses. In addition, leveraging its internally developed IT security software and capabilities, Company established a wholly owned, subsidiary. Geographically located in Canada and USA.

Sector Financial Services
Industry Banks - Regional
Investment Style Small Value
% Held by Insiders 31.00%
% Held by Institutions 36.33%

Ownership

Name Date Shares Held
Cibc World Market Inc. 30 Jun 2026 1,151,992
Curi Capital, Llc 30 Jun 2026 680,000
Td Asset Management Inc 30 Jun 2026 493,400
Mudita Advisors Llp 30 Jun 2026 202,925
Cox Capital Mgt Llc 30 Sep 2026 179,658

No data within this time range.

No data within this time range.

TTM Dividend Yield 0.32%
5Y Average Dividend Yield 0.58%
Payout Ratio 9.09%
Expected Next Dividend Payment Jan 2027
Ex Date Announcement Date Payment Date Details
09 Oct 2026 02 Sep 2026 31 Oct 2026 0.0175255 Cash
10 Jul 2026 02 Jun 2026 31 Jul 2026 0.0176 Cash
10 Apr 2026 03 Mar 2026 30 Apr 2026 0.01805 Cash
09 Jan 2026 09 Dec 2025 31 Jan 2026 0.0180398 Cash
10 Oct 2025 03 Sep 2025 31 Oct 2025 0.01784 Cash
03 Jul 2025 03 Jun 2025 31 Jul 2025 0.018328 Cash
04 Apr 2025 04 Mar 2025 30 Apr 2025 0.017804 Cash
10 Jan 2025 08 Dec 2024 31 Jan 2025 0.01735725 Cash
04 Oct 2024 04 Sep 2024 31 Oct 2024 0.01848 Cash
05 Jul 2024 04 Jun 2024 31 Jul 2024 0.021966 Cash
04 Apr 2024 05 Mar 2024 30 Apr 2024 0.01842 Cash
04 Jan 2024 12 Dec 2023 31 Jan 2024 0.01873282 Cash
05 Oct 2023 29 Aug 2023 31 Oct 2023 0.01824 Cash
06 Jul 2023 06 Jun 2023 31 Jul 2023 0.01889 Cash
05 Apr 2023 07 Mar 2023 30 Apr 2023 0.018591 Cash
05 Jan 2023 06 Dec 2022 31 Jan 2023 0.018486 Cash
06 Oct 2022 30 Aug 2022 31 Oct 2022 0.018 Cash
07 Jul 2022 31 May 2022 31 Jul 2022 0.019201 Cash
07 Apr 2022 01 Mar 2022 30 Apr 2022 0.02002315 Cash
06 Jan 2022 30 Nov 2021 31 Jan 2022 0.019665 Cash
30 Sep 2021 31 Aug 2021 31 Oct 2021 0.01975 Cash
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Annual Dividend Yield

Year Annual Dividend ($) Frequency/Year Yield %
2026 0.071 4 0.32
2025 0.071 4 0.48
2024 0.078 4 0.56
2023 0.074 4 0.68
2022 0.077 4 1.02
2021 0.020 1 0.17
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