B
BREAD FINANCIAL HOLDINGS, INC.
NYSE: BFH (Bread Financial Holdings, Inc.)
Last update: 10 hours ago97.91
0.26 (0.27%)
| Previous Close | 97.65 |
| Volume | 564,336 |
| Price / Earnings (Forward) | 7.27 |
| Price / Sales | 1.03 |
| Price / Book | 1.08 |
| 52 Weeks Range | |
| TTM Dividend Yield | 1.14% |
| Profit Margin | 11.49% |
| Operating Margin (TTM) | 29.23% |
| Diluted EPS (TTM) | 5.67 |
| Quarterly Revenue Growth (YOY) | 0.60% |
| Quarterly Earnings Growth (YOY) | 3.00% |
| Operating Cash Flow (TTM) | 1.80 B |
| Return on Assets (TTM) | 1.28% |
| Return on Equity (TTM) | 9.38% |
News Mood
Positive
AIStockmoo Score
| Value 35% | 0.5 |
| AI Insight info | NA |
| Relative Valuation info | NA |
| Financial Health info | 0.5 |
| Timing 35% | -2.5 |
| AI Technical info | NA |
| Technical Oscillators info | -3.5 |
| Technical Moving Averages info | -1.0 |
| Smart Money 30% | 0.2 |
| Analyst Consensus info | 0.0 |
| Insider Activity info | 0.2 |
| News Mood info | 0.8 |
| Environment | ×1.18 |
| Macro Environment info | -3.3 |
| Sector vs Market (6M) | -8.2% |
| Pillar Agreement | ×1.03 |
| Not in score | |
| Price Volatility info | 0.2 |
| Final Score | -0.77 |
Market Trend
| Short Term | Medium Term | ||
| Industry | Credit Services (US) | Mixed | Bullish |
| Credit Services (Global) | Mixed | Bullish | |
| Stock | Bread Financial Holdings, Inc. | Mixed | Bullish |
Similar Stocks
| Stock | Market Cap | DY | P/E (TTM) | P/B |
|---|---|---|---|---|
| BFH | - | 1.14% | - | 1.08 |
| GDOT | - | - | - | 0.720 |
| WU | - | 11.52% | - | 2.43 |
| RM | - | 3.95% | - | 0.830 |
| FOA | - | - | - | 0.390 |
| OMF | - | 7.23% | - | 1.90 |
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Formed by a combination of JCPenney’s credit card processing unit and The Limited’s credit card bank business, Bread Financial is a provider of private-label and co-branded credit cards, loyalty programs, and marketing services. The company’s most financially significant unit is its credit card business that partners with retailers to jointly market Bread’s credit cards to their customers. The company also retains a minority interest in spun-off LoyaltyOne, which operates the largest airline miles loyalty program in Canada and offers marketing services to grocery chains in Europe and Asia. |
|
| Sector | Financial Services |
| Industry | Credit Services |
| Investment Style | Small Value |
| % Held by Insiders | 0.86% |
| % Held by Institutions | 108.27% |
Ownership
| Name | Date | Shares Held |
|---|---|---|
| Turtle Creek Asset Management Inc. | 30 Jun 2026 | 1,310,339 |
| Hsbc Holdings Plc | 30 Jun 2026 | 907,458 |
| Name | Avg. Buy ($) | Avg. Sell ($) | Net Quantity | Net Value ($) |
|---|---|---|---|---|
| FAWCETT JOHN J. | 96.70 | - | 10,000 | 967,000 |
| Aggregate Net Quantity | 10,000 | |||
| Aggregate Net Value ($) | 967,000 | |||
| Aggregate Avg. Buy ($) | 96.70 | |||
| Aggregate Avg. Sell ($) | - | |||
| Name | Holder | Date | Type | Quantity | Price | Value ($) |
|---|---|---|---|---|---|---|
| FAWCETT JOHN J. | Director | 10 Nov 2026 | Buy (+) | 10,000 | 96.70 | 967,000 |
| Date | Type | Details |
|---|---|---|
| 12 Nov 2026 | Yahoo Finance |
BFH or FUTU: Which Is the Better Value Stock Right Now?
BFH vs. FUTU: Which Stock Is the Better Value Option? |
| 12 Nov 2026 | Yahoo Finance |
Bread Financial to Participate in the TD Cowen 2026 Financials & Fintech Conference
COLUMBUS, Ohio, Nov. 12, 2026 (GLOBE NEWSWIRE) -- Bread Financial® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions, today announced the company’s participation in the TD Cowen 2026 Financials & Fintech… |
| 12 Nov 2026 | Yahoo Finance |
Bread Financial (BFH) May Find a Bottom Soon, Here's Why You Should Buy the Stock Now
Bread Financial (BFH) witnesses a hammer chart pattern, indicating support found by the stock after losing some value lately. This coupled with an upward trend in earnings estimate revisions could mean a trend reversal for the stock in the near term. |
| 10 Nov 2026 | Yahoo Finance |
Bread Financial Provides Performance Update for October 2026
COLUMBUS, Ohio, Nov. 10, 2026 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions to millions of U.S. consumers, provided a performance update. The following tables… |
| 10 Nov 2026 | Yahoo Finance |
Trust Wins Hearts, Deals Win Carts: SYF Eyes Holiday Shopping Gains?
Synchrony sees a holiday opening as shoppers favor trusted stores but hunt harder for deals, while demand for rewards and financing could lift card usage. |
| 04 Nov 2026 | Yahoo Finance |
Bread Financial (BFH) Upgraded to Buy: Here's What You Should Know
Bread Financial (BFH) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy). |
| 04 Nov 2026 | Yahoo Finance |
Bread Financial to Participate in the KBW Fintech Ecosystem Conference
COLUMBUS, Ohio, Nov. 04, 2026 (GLOBE NEWSWIRE) -- Bread Financial® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions, today announced the company’s participation in the KBW Fintech Ecosystem Conference on… |
| 29 Oct 2026 | Yahoo Finance |
Can Bread Financial (BFH) Stock Sustain Q3 Earnings Credit Progress?
Bread Financial entered this Q3 2026 earnings report out of favor, with the stock down over the past quarter even as its trailing P/E of 7.6x sat well below peers. Then the release hit and the shares rose about 2% to US$104.73. The headline was clear: solid loan growth and a 6.40% net loss rate… |
| 29 Oct 2026 | Yahoo Finance |
Bread Financial: 3 Key Takeaways for Long-Term Investors
Partner renewals are shifting toward profit-sharing models, aligning incentives with portfolio performance. |
| 27 Oct 2026 | Yahoo Finance |
Bread Financial Announces Launch of an Offering of Depositary Shares Representing Interests in Its Series C Preferred Stock
COLUMBUS, Ohio, Oct. 27, 2026 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH) (“Bread Financial” or the “Company”) announced today the launch of an underwritten public offering of depositary shares (the “Depositary Shares”), each representing a 1/40th interest in a share of its Fixed… |
| 27 Oct 2026 | Yahoo Finance |
Bread Financial Announces Pricing of an Offering of Depositary Shares Representing Interests in Its Series C Preferred Stock
COLUMBUS, Ohio, Oct. 27, 2026 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH) (“Bread Financial” or the “Company”) announced today the pricing of its previously announced underwritten public offering of 5,000,000 depositary shares (the “Depositary Shares”), each representing a 1/40th… |
| 27 Oct 2026 | Yahoo Finance |
BFH vs. BAM: Which Stock Is the Better Value Option?
BFH vs. BAM: Which Stock Is the Better Value Option? |
| 24 Oct 2026 | Yahoo Finance |
Bread Financial Holdings (BFH) Looks Repriced As Strong Q3 And New Guidance Reset The Story
Bread Financial Holdings (BFH) has put fresh numbers on the table, issuing new 2026 guidance, reporting third quarter results that topped Wall Street forecasts, and lifting its common dividend. The current US$99.89 share price has pulled back over the past week and quarter. However, the… |
| 24 Oct 2026 | Yahoo Finance |
Why Bread Financial (BFH) stock is down today
Shares of financial services company Bread Financial (NYSE:BFH) fell 3% in the afternoon session after investors continued to sell the stock after the company reported third-quarter 2026 results with a net interest margin below analyst forecasts. According to the company’s earnings materials, Bread… |
| 24 Oct 2026 | Yahoo Finance |
Learn Why The Bull Case For Bread Financial Holdings (BFH) Could Change Following Earnings Beat
Bread Financial Holdings reported Q3 2026 results with US$1.02b in revenue and earnings per share ahead of analyst expectations, supported by loan growth, partner renewals and better credit metrics. The board paired these results with a 9% increase in the common dividend and ongoing preferred… |
| 24 Oct 2026 | Yahoo Finance |
Bread Financial (BFH) Stock May Be Undervalued After Earnings Beat
Bread Financial Holdings has seen its share price climb sharply in recent years, which naturally puts a spotlight on whether the current valuation is still grounded in what the business earns. With fresh partnership news and earnings headlines in the mix, the question now is how much of that share… |
| 23 Oct 2026 | Yahoo Finance |
BFH Q3 deep dive: loan growth, deposit funding, and evolving partner model take center stage
Financial services company Bread Financial (NYSE:BFH) met Wall Street’s revenue expectations in Q3 2026, with sales up 4.7% year on year to $1.02 billion. Its non-GAAP profit of $3.84 per share was 18.8% above analysts’ consensus estimates. |
| 22 Oct 2026 | Yahoo Finance |
Bread Financial Holdings, Inc. Q3 2026 Earnings Call Summary
Moby summary of Bread Financial Holdings, Inc.'s Q3 2026 earnings call… |
| 22 Oct 2026 | Yahoo Finance |
What Bread Financial (BFH) Said on Its Q3 Earnings Call
Bread Financial (NYSE:BFH) reported third-quarter 2026 net income of $156 million, or $3.82 per diluted share, as loan growth, credit sales and improving credit performance supported revenue gains. The company also raised its quarterly dividend by 9% and repurchased $75 million of common stock durin… |
| Show more | ||
| TTM Dividend Yield | 1.14% |
| 5Y Average Dividend Yield | 1.65% |
| Payout Ratio | 14.81% |
| Ex Date | Announcement Date | Payment Date | Details |
|---|---|---|---|
| 14 Feb 2025 | 30 Jan 2025 | 21 Mar 2025 | 0.21 Cash |
| 08 Nov 2024 | 24 Oct 2024 | 13 Dec 2024 | 0.21 Cash |
| 09 Aug 2024 | 25 Jul 2024 | 13 Sep 2024 | 0.21 Cash |
| 09 May 2024 | 25 Apr 2024 | 14 Jun 2024 | 0.21 Cash |
| 08 Feb 2024 | 25 Jan 2024 | 15 Mar 2024 | 0.21 Cash |
| 10 Nov 2023 | 26 Oct 2023 | 15 Dec 2023 | 0.21 Cash |
| 10 Aug 2023 | 27 Jul 2023 | 15 Sep 2023 | 0.21 Cash |
| 11 May 2023 | 27 Apr 2023 | 16 Jun 2023 | 0.21 Cash |
| 09 Feb 2023 | 26 Jan 2023 | 17 Mar 2023 | 0.21 Cash |
| 11 Nov 2022 | 27 Oct 2022 | 16 Dec 2022 | 0.21 Cash |
| 10 Nov 2022 | 27 Oct 2022 | 16 Dec 2022 | 0.21 Cash |
| 11 Aug 2022 | 28 Jul 2022 | 16 Sep 2022 | 0.21 Cash |
| 12 May 2022 | 28 Apr 2022 | 17 Jun 2022 | 0.21 Cash |
| 10 Feb 2022 | 27 Jan 2022 | 18 Mar 2022 | 0.21 Cash |
| 10 Nov 2021 | 28 Oct 2021 | 17 Dec 2021 | 0.21 Cash |
| 12 Aug 2021 | 29 Jul 2021 | 17 Sep 2021 | 0.21 Cash |
| 13 May 2021 | 29 Apr 2021 | 18 Jun 2021 | 0.21 Cash |
| 11 Feb 2021 | 28 Jan 2021 | 18 Mar 2021 | 0.21 Cash |
| 12 Nov 2020 | 29 Oct 2020 | 18 Dec 2020 | 0.21 Cash |
| 13 Aug 2020 | 23 Jul 2020 | 18 Sep 2020 | 0.21 Cash |
| 13 May 2020 | 23 Apr 2020 | 18 Jun 2020 | 0.21 Cash |
| 13 Feb 2020 | 30 Jan 2020 | 19 Mar 2020 | 0.63 Cash |
| 13 Nov 2019 | 24 Oct 2019 | 17 Dec 2019 | 0.63 Cash |
| 03 Sep 2019 | 18 Jul 2019 | 26 Sep 2019 | 0.63 Cash |
| 13 May 2019 | 25 Apr 2019 | 18 Jun 2019 | 0.63 Cash |
| 20 Feb 2019 | 07 Feb 2019 | 19 Mar 2019 | 0.63 Cash |
| 13 Nov 2018 | 18 Oct 2018 | 19 Dec 2018 | 0.57 Cash |
| 13 Aug 2018 | 19 Jul 2018 | 19 Sep 2018 | 0.57 Cash |
| 11 May 2018 | 19 Apr 2018 | 19 Jun 2018 | 0.57 Cash |
| 13 Feb 2018 | 25 Jan 2018 | 20 Mar 2018 | 0.57 Cash |
| 13 Nov 2017 | 19 Oct 2017 | 19 Dec 2017 | 0.52 Cash |
| 10 Aug 2017 | 20 Jul 2017 | 19 Sep 2017 | 0.52 Cash |
| 11 May 2017 | 20 Apr 2017 | 19 Jun 2017 | 0.52 Cash |
| 13 Feb 2017 | 26 Jan 2017 | 17 Mar 2017 | 0.52 Cash |
| 01 Nov 2016 | 20 Oct 2016 | 16 Dec 2016 | 0.52 Cash |
| Show more | |||
Annual Dividend Yield
| Year | Annual Dividend ($) | Frequency/Year | Yield % |
|---|---|---|---|
| 2025 | 0.210 | 1 | 0.28 |
| 2024 | 0.840 | 4 | 1.38 |
| 2023 | 0.840 | 4 | 2.55 |
| 2022 | 1.05 | 5 | 2.79 |
| 2021 | 0.840 | 4 | 1.26 |
| 2020 | 1.26 | 4 | 2.13 |
| 2019 | 2.52 | 4 | 2.81 |
| 2018 | 2.28 | 4 | 1.90 |
| 2017 | 2.08 | 4 | 1.03 |
| 2016 | 0.520 | 1 | 0.29 |
| Show more | |||
Portfolio
| Realized Profit | - |
| Unrealized Profit | - |
| Dividend Received 2026 | - |
| Total Profit | - |
| Avg. Return | - |
| Quantity (Buy) | - |
| Avg. Price (Buy) | - |
| Quantity (Sold) | - |
| Avg. Price (Sold) | - |