X FINANCIAL CLASS A

NYSE: XYF (X Financial)

Last update: 15 Nov, 11:39AM

11.62

-0.21 (-1.78%)

Previous Close 11.83
Open 11.53
Volume 204,754
Avg. Volume (3M) 250,743
Market Cap 483,651,392
Price / Earnings (TTM) 2.15
Price / Sales 1.15
Price / Book 0.420
52 Weeks Range
6.08 (-47%) — 20.36 (75%)
Earnings Date 20 Nov 2025
TTM Dividend Yield 2.15%
Profit Margin 24.77%
Operating Margin (TTM) 69.20%
Diluted EPS (TTM) 4.84
Quarterly Revenue Growth (YOY) 60.40%
Quarterly Earnings Growth (YOY) 26.20%
Total Debt/Equity (MRQ) 8.38%
Current Ratio (MRQ) 4.27
Return on Assets (TTM) 22.53%
Return on Equity (TTM) 23.94%

Market Trend

Short Term Medium Term
Industry Credit Services (US) Bullish Bullish
Credit Services (Global) Mixed Bullish
Stock X Financial - -

AIStockmoo Score

1.6
Analyst Consensus 2.0
Insider Activity NA
Price Volatility 2.0
Technical Moving Averages 5.0
Technical Oscillators -2.5
Average 1.63

Similar Stocks

Stock Market Cap DY P/E (TTM) P/B
XYF 484 M 2.15% 2.15 0.420
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QD 828 M - 18.21 0.500
AGM-PD 627 M 26.21% 1.93 -
YRD 416 M 4.60% 2.29 0.300
DXF 3 M - - 0.840

X Financial is a Cayman Islands-based technology-driven personal finance company. Along with its subsidiaries, the firm provides diversified investment opportunities to investors in China through its wealth management platform, Xiaoying Wealth Management. Loan products offered by the company include Xiaoying Card Loan, Xiaoying Preferred Loan, and Xiaoying Housing Loan. The company generates revenue from loan facilitation service, post-origination service, and guarantee services provided.

Sector Financial Services
Industry Credit Services
% Held by Insiders 12.91%
% Held by Institutions 3.89%

Ownership

Name Date Shares Held
Hel Ved Capital Management Ltd 30 Jun 2025 254,863
Oconnor, A Distinct Business Unit Of Ubs Asset Management Am 30 Jun 2025 205,614

No data within this time range.

No data within this time range.

TTM Dividend Yield 2.15%
5Y Average Dividend Yield 0.82%
Payout Ratio 6.95%
Expected Next Dividend Payment Jul 2026
Ex Date Announcement Date Payment Date Details
20 Jun 2025 - 02 Jul 2025 0.25 Cash
04 Sep 2024 21 Aug 2024 27 Sep 2024 0.17 Cash
09 May 2024 26 Mar 2024 31 May 2024 0.17 Cash
04 Apr 2019 19 Mar 2019 26 Apr 2019 0.1 Cash

Annual Dividend Yield

Year Annual Dividend ($) Frequency/Year Yield %
2025 0.250 1 2.15
2024 0.340 2 4.08
2019 0.100 1 1.97

The support, resistance and trendline levels presented has been generated by an artificial intelligence (AI) model and should be interpreted with caution.

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Risk Profile

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Conservative
Moderate Conservative
Moderate
Moderate Aggressive
Aggressive
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Realized Profit -
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Total Profit -
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