BAYFIRST FINANCIAL CORP
NASDAQ: BAFN (BayFirst Financial Corp.)
Last update: yesterday, 8:26AM6.20
-0.14 (-2.13%)
| Previous Close | 6.34 |
| Open | 6.36 |
| Volume | 102,153 |
| Avg. Volume (3M) | 98,726 |
| Market Cap | 167,169,456 |
| Price / Sales | 1.85 |
| Price / Book | 8.70 |
| 52 Weeks Range | |
| Earnings Date | 29 Oct 2026 |
| TTM Dividend Yield | 3.02% |
| Profit Margin | 14.27% |
| Operating Margin (TTM) | -0.81% |
| Diluted EPS (TTM) | 2.35 |
| Quarterly Revenue Growth (YOY) | -19.00% |
| Quarterly Earnings Growth (YOY) | 490.70% |
| Operating Cash Flow (TTM) | 341.16 M |
| Return on Assets (TTM) | 0.94% |
| Return on Equity (TTM) | 10.87% |
Market Trend
| Short Term | Medium Term | ||
| Industry | Banks - Regional (US) | Mixed | Bullish |
| Banks - Regional (Global) | Bullish | Bullish | |
| Stock | BayFirst Financial Corp. | - | - |
AIStockmoo Score
| Analyst Consensus | 0.0 |
| Insider Activity | 3.0 |
| Price Volatility | -2.0 |
| Technical Moving Averages | 0.0 |
| Technical Oscillators | -2.5 |
| Relative Valuation | -5.0 |
| Financial Health | NA |
| AI Insight | NA |
| Weighted Average | -0.73 |
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BayFirst Financial Corp is a bank holding company, it generates its revenue from interest on loans and the gain-on-sale income derived from the sale of loans into the secondary market. The company serves a broad spectrum of individuals, families, and small businesses, supported by national business lines in residential and SBA lending and technology platforms. The primary source of funding for its loans is deposits. BayFirst measures performance through net interest income after provision for loan losses, return on average assets, and return on average common equity, while maintaining appropriate regulatory leverage and risk-based capital ratios. The company has various segment such as Real Estate(Residential, Commercial, and Construction & Land), Commercial and Industrial, Consumer. |
|
| Sector | Financial Services |
| Industry | Banks - Regional |
| Investment Style | Small Value |
| % Held by Insiders | 15.38% |
| % Held by Institutions | 14.82% |
Ownership
| Name | Date | Shares Held |
|---|---|---|
| Fourthought Financial Partners, Llc | 30 Jun 2026 | 52,728 |
| Modern Wealth Management, Llc | 30 Jun 2026 | 27,661 |
| Tactive Advisors, Llc | 30 Sep 2026 | 15,460 |
| Name | Avg. Buy ($) | Avg. Sell ($) | Net Quantity | Net Value ($) |
|---|---|---|---|---|
| BERSET MARK S | 6.72 | - | 286,418 | 1,924,729 |
| DELOACH DENNIS REPPARD III | 6.72 | - | 33,575 | 225,624 |
| LEHMAN KENNETH R | 6.72 | - | 749,535 | 5,036,875 |
| MCKIM SCOTT JOSEPH | 6.72 | - | 2,206 | 14,824 |
| OLIVER ROBIN LEIGH | 6.72 | - | 11,006 | 73,960 |
| POLITIS CHRISTOS | 6.72 | - | 43,711 | 293,738 |
| SARAVANOS ANTHONY | 6.72 | - | 57,159 | 384,108 |
| SPOOR BRADLY WILLIAM | 6.72 | - | 24,960 | 167,731 |
| ZIPPERIAN BARBARA J | 6.72 | - | 5,096 | 34,245 |
| Aggregate Net Quantity | 1,213,666 | |||
| Aggregate Net Value ($) | 8,155,836 | |||
| Aggregate Avg. Buy ($) | 6.72 | |||
| Aggregate Avg. Sell ($) | - | |||
| Name | Holder | Date | Type | Quantity | Price | Value ($) |
|---|---|---|---|---|---|---|
| SARAVANOS ANTHONY | Director | 08 Oct 2026 | Acquired (+) | 57,159 | 6.72 | 384,108 |
| SPOOR BRADLY WILLIAM | Director | 08 Oct 2026 | Acquired (+) | 3,021 | 6.72 | 20,301 |
| SPOOR BRADLY WILLIAM | Director | 08 Oct 2026 | Acquired (+) | 21,939 | 6.72 | 147,430 |
| BERSET MARK S | Director | 08 Oct 2026 | Acquired (+) | 214,908 | 6.72 | 1,444,182 |
| BERSET MARK S | Director | 08 Oct 2026 | Acquired (+) | 71,510 | 6.72 | 480,547 |
| DELOACH DENNIS REPPARD III | Director | 08 Oct 2026 | Acquired (+) | 33,575 | 6.72 | 225,624 |
| OLIVER ROBIN LEIGH | Officer | 08 Oct 2026 | Acquired (+) | 11,006 | 6.72 | 73,960 |
| LEHMAN KENNETH R | Director | 08 Oct 2026 | Acquired (+) | 749,535 | 6.72 | 5,036,875 |
| POLITIS CHRISTOS | Director | 08 Oct 2026 | Acquired (+) | 43,711 | 6.72 | 293,738 |
| ZIPPERIAN BARBARA J | Director | 08 Oct 2026 | Acquired (+) | 5,096 | 6.72 | 34,245 |
| MCKIM SCOTT JOSEPH | Officer | 08 Oct 2026 | Acquired (+) | 2,206 | 6.72 | 14,824 |
| Show more | ||||||
| TTM Dividend Yield | 3.02% |
| 4Y Average Dividend Yield | 2.20% |
| Payout Ratio | 13.62% |
| Ex Date | Announcement Date | Payment Date | Details |
|---|---|---|---|
| 30 May 2025 | 22 Apr 2025 | 15 Jun 2025 | 0.08 Cash |
| 28 Feb 2025 | 28 Jan 2025 | 15 Mar 2025 | 0.08 Cash |
| 29 Nov 2024 | 22 Oct 2024 | 15 Dec 2024 | 0.08 Cash |
| 30 Aug 2024 | 23 Jul 2024 | 15 Sep 2024 | 0.08 Cash |
| 31 May 2024 | 23 Apr 2024 | 15 Jun 2024 | 0.08 Cash |
| 29 Feb 2024 | 23 Jan 2024 | 15 Mar 2024 | 0.08 Cash |
| 30 Nov 2023 | 24 Oct 2023 | 15 Dec 2023 | 0.08 Cash |
| 31 Aug 2023 | 24 Jul 2023 | 15 Sep 2023 | 0.08 Cash |
| 31 May 2023 | 25 Apr 2023 | 15 Jun 2023 | 0.08 Cash |
| 28 Feb 2023 | 24 Jan 2023 | 15 Mar 2023 | 0.08 Cash |
| 30 Nov 2022 | 25 Oct 2022 | 15 Dec 2022 | 0.08 Cash |
| 31 Aug 2022 | 26 Jul 2022 | 15 Sep 2022 | 0.08 Cash |
| 31 May 2022 | 26 Apr 2022 | 15 Jun 2022 | 0.08 Cash |
| 28 Feb 2022 | 25 Jan 2022 | 15 Mar 2022 | 0.08 Cash |
| Show more | |||
Annual Dividend Yield
| Year | Annual Dividend ($) | Frequency/Year | Yield % |
|---|---|---|---|
| 2025 | 0.160 | 2 | 2.04 |
| 2024 | 0.320 | 4 | 2.41 |
| 2023 | 0.320 | 4 | 2.45 |
| 2022 | 0.320 | 4 | 1.91 |
The support, resistance and trendline levels presented has been generated by an artificial intelligence (AI) model and should be interpreted with caution.
Portfolio
| Realized Profit | - |
| Unrealized Profit | - |
| Dividend Received 2026 | - |
| Total Profit | - |
| Avg. Return | - |
| Quantity (Buy) | - |
| Avg. Price (Buy) | - |
| Quantity (Sold) | - |
| Avg. Price (Sold) | - |