SYNCHRONY FINANCIAL

NYSE: SYF (Synchrony Financial)

Last update: 09 Aug, 11:07PM

69.43

0.98 (1.43%)

Previous Close 68.45
Open 69.16
Volume 2,890,247
Avg. Volume (3M) 3,525,164
Market Cap 25,831,985,152
Price / Earnings (TTM) 8.44
Price / Earnings (Forward) 9.57
Price / Sales 1.74
Price / Book 1.69
52 Weeks Range
40.55 (-41%) — 73.76 (6%)
Earnings Date 15 Oct 2025
TTM Dividend Yield 0.72%
Profit Margin 34.04%
Operating Margin (TTM) 44.19%
Diluted EPS (TTM) 7.30
Quarterly Revenue Growth (YOY) -23.60%
Quarterly Earnings Growth (YOY) -41.50%
Operating Cash Flow (TTM) 9.80 B
Return on Assets (TTM) 2.44%
Return on Equity (TTM) 18.60%

Market Trend

Short Term Medium Term
Industry Credit Services (US) Bullish Bullish
Credit Services (Global) Bullish Bullish
Stock Synchrony Financial Bullish Bullish

AIStockmoo Score

1.5
Analyst Consensus 3.0
Insider Activity 3.0
Price Volatility -0.5
Technical Moving Averages 0.0
Technical Oscillators 2.0
Average 1.50

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Synchrony Financial, originally a spinoff of GE Capital's retail financing business, is the largest provider of private-label credit cards in the United States by both outstanding receivables and purchasing volume. Synchrony partners with other firms to market its credit products in their physical stores as well as on their websites and mobile applications. Synchrony operates through three segments: retail card (private-label and co-branded general-purpose credit cards), payment solutions (promotional financing for large ticket purchases), and CareCredit (financing for elective healthcare procedures).

Sector Financial Services
Industry Credit Services
Investment Style Mid Value
% Held by Insiders 0.29%
% Held by Institutions 102.08%

Ownership

Name Date Shares Held
Par Capital Management Inc 31 Mar 2025 7,500,000
Southpoint Capital Advisors Lp 31 Mar 2025 5,000,000
52 Weeks Range
40.55 (-41%) — 73.76 (6%)
Price Target Range
70.00 (0%) — 80.00 (15%)
High 80.00 (Barclays, 15.22%) Buy
80.00 (Wells Fargo, 15.22%) Buy
80.00 (JP Morgan, 15.22%) Buy
Median 78.00 (12.34%)
Low 70.00 (Morgan Stanley, 0.82%) Hold
Average 77.38 (11.45%)
Total 5 Buy, 3 Hold
Avg. Price @ Call 71.18
Firm Date Target Price Call Price @ Call
Truist Securities 24 Jul 2025 76.00 (9.46%) Hold 71.81
13 Jun 2025 68.00 (-2.06%) Hold 59.84
Barclays 23 Jul 2025 80.00 (15.22%) Buy 72.08
08 Jul 2025 81.00 (16.66%) Buy 69.29
RBC Capital 23 Jul 2025 78.00 (12.34%) Hold 72.08
Wells Fargo 23 Jul 2025 80.00 (15.22%) Buy 72.08
01 Jul 2025 75.00 (8.02%) Buy 68.17
JMP Securities 17 Jul 2025 77.00 (10.90%) Buy 70.19
JP Morgan 11 Jul 2025 80.00 (15.22%) Buy 70.61
Morgan Stanley 10 Jul 2025 70.00 (0.82%) Hold 71.14
Goldman Sachs 02 Jul 2025 78.00 (12.34%) Buy 69.47
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Name Avg. Buy ($) Avg. Sell ($) Net Quantity Net Value ($)
AGUIRRE FERNANDO 71.49 - 15 1,072
ALVES PAGET LEONARD 71.49 - 144 10,295
CASELLAS ALBERTO 71.49 - 209 14,941
CHYTIL KAMILA K 71.49 - 15 1,072
COLAO DANIEL O 71.49 - 11 786
COVIELLO ARTHUR W JR 71.49 - 15 1,072
DOUBLES BRIAN D 71.49 - 1,175 84,001
GENTLEMAN COURTNEY 71.49 - 74 5,290
GUTHRIE ROY A 71.49 - 143 10,223
HOWSE CURTIS 71.49 - 209 14,941
JUEL CAROL 71.49 - 244 17,444
MOTHNER JONATHAN S 71.49 - 234 16,729
NAYLOR JEFFREY G 71.49 - 183 13,083
OWENS DARRELL 71.49 - 90 6,434
PARKER P.W. 71.49 - 15 1,072
RICHIE LAUREL 71.49 - 125 8,936
SCHALLER BART 71.49 - 176 12,582
TILIAKOS AMY 71.49 - 60 4,289
WENZEL BRIAN J. SR. 71.49 - 288 20,589
ZANE ELLEN M 71.49 - 15 1,072
Aggregate Net Quantity 3,440
Aggregate Net Value ($) 245,926
Aggregate Avg. Buy ($) 71.49
Aggregate Avg. Sell ($) -
Name Holder Date Type Quantity Price Value ($)
AGUIRRE FERNANDO Director 15 Aug 2025 Acquired (+) 15 71.49 1,072
WENZEL BRIAN J. SR. Officer 15 Aug 2025 Acquired (+) 288 71.49 20,589
DOUBLES BRIAN D Officer 15 Aug 2025 Acquired (+) 1,175 71.49 84,001
PARKER P.W. Director 15 Aug 2025 Acquired (+) 15 71.49 1,072
COVIELLO ARTHUR W JR Director 15 Aug 2025 Acquired (+) 15 71.49 1,072
OWENS DARRELL Officer 15 Aug 2025 Acquired (+) 90 71.49 6,434
GENTLEMAN COURTNEY Officer 15 Aug 2025 Acquired (+) 74 71.49 5,290
NAYLOR JEFFREY G Director 15 Aug 2025 Acquired (+) 183 71.49 13,083
RICHIE LAUREL Director 15 Aug 2025 Acquired (+) 125 71.49 8,936
CASELLAS ALBERTO Officer 15 Aug 2025 Acquired (+) 209 71.49 14,941
ZANE ELLEN M Director 15 Aug 2025 Acquired (+) 15 71.49 1,072
COLAO DANIEL O Director 15 Aug 2025 Acquired (+) 11 71.49 786
TILIAKOS AMY Officer 15 Aug 2025 Acquired (+) 60 71.49 4,289
JUEL CAROL Officer 15 Aug 2025 Acquired (+) 244 71.49 17,444
MOTHNER JONATHAN S Officer 15 Aug 2025 Acquired (+) 234 71.49 16,729
CHYTIL KAMILA K Director 15 Aug 2025 Acquired (+) 15 71.49 1,072
GUTHRIE ROY A Director 15 Aug 2025 Acquired (+) 143 71.49 10,223
ALVES PAGET LEONARD Director 15 Aug 2025 Acquired (+) 144 71.49 10,295
HOWSE CURTIS Officer 15 Aug 2025 Acquired (+) 209 71.49 14,941
SCHALLER BART Officer 15 Aug 2025 Acquired (+) 176 71.49 12,582
Show more
Date Type Details
29 Jul 2025 CNBC JPMorgan Chase is nearing a deal to replace Goldman Sachs as Apple Card issuer, sources say
23 Jul 2025 Announcement Synchrony and Dental Intelligence Partner to Simplify Payment and Marketing Solutions for Dentists
22 Jul 2025 Announcement Synchrony Reports Second Quarter 2025 Results; Company also Announces Quarterly Common Stock Dividend of $0.30 Per Share
22 Jul 2025 CNBC Credit card startup Imprint beats big banks for Rakuten co-brand deal
25 Jun 2025 Announcement Synchrony and KTM North America Partner to Sponsor Babes in the Dirt 2025 Off-Road Adventure Series to Highlight Women Off-Roaders
24 Jun 2025 Announcement Synchrony Partners with Sploot Veterinary Care to Finance Comprehensive Veterinary Services with CareCredit
24 Jun 2025 Announcement Synchrony to Announce Second Quarter 2025 Financial Results on July 22, 2025
18 Jun 2025 Announcement Synchrony and Payzer to Offer Seamless Home Improvement Financing Options
16 Jun 2025 Announcement Synchrony Sets a New Standard in Consumer Credit Education with Fair Financing Principles
11 Jun 2025 Announcement SYNCHRONY RANKS AS NO. 1 WORKPLACE IN NEW YORK
11 Jun 2025 Announcement Making Dreams a Reality: Synchrony Teams Up with Future 5 to Empower Students in Stamford
09 Jun 2025 Announcement OnePay and Synchrony to Launch New Industry-Leading Credit Card Program With Walmart; Credit Card to Be Powered by Mastercard and Set to Go Live This Fall
09 Jun 2025 CNBC Walmart is using its own fintech firm to provide credit cards after dumping Capital One
03 Jun 2025 Announcement Synchrony to Participate in the Morgan Stanley US Financials Conference
03 Jun 2025 Announcement PayPal Enhances Popular Online Credit Offering with New Physical Card for In-Store Use
02 Jun 2025 Announcement New Synchrony Study Finds Nearly 8 out of 10 Pet Owners Underestimate the Cost of Care, Reaching Up to $61,000 During a Pet's Lifetime
28 May 2025 Announcement Synchrony and Jewelers Mutual® Collaborate on Innovative New Sponsorship Agreement, Combining Finance and Insurance Marketing Efforts
21 May 2025 Announcement Synchrony and Discount Tire Extend Long-Standing Partnership, Providing Drivers Nationwide with Financing Flexibility and Convenience
Show more
TTM Dividend Yield 0.72%
5Y Average Dividend Yield 2.24%
Payout Ratio 13.70%
Expected Next Dividend Payment Nov 2025
Ex Date Announcement Date Payment Date Details
03 Feb 2025 21 Jan 2025 18 Feb 2025 0.25 Cash
04 Nov 2024 24 Oct 2024 15 Nov 2024 0.25 Cash
05 Aug 2024 23 Jul 2024 15 Aug 2024 0.25 Cash
03 May 2024 24 Apr 2024 15 May 2024 0.25 Cash
02 Feb 2024 24 Jan 2024 15 Feb 2024 0.25 Cash
31 Oct 2023 19 Oct 2023 09 Nov 2023 0.25 Cash
28 Jul 2023 20 Jul 2023 10 Aug 2023 0.25 Cash
01 May 2023 20 Apr 2023 12 May 2023 0.23 Cash
03 Feb 2023 25 Jan 2023 17 Feb 2023 0.23 Cash
31 Oct 2022 20 Oct 2022 10 Nov 2022 0.23 Cash
29 Jul 2022 21 Jul 2022 11 Aug 2022 0.23 Cash
29 Apr 2022 21 Apr 2022 12 May 2022 0.22 Cash
09 Feb 2022 25 Jan 2022 17 Feb 2022 0.22 Cash
29 Oct 2021 21 Oct 2021 12 Nov 2021 0.22 Cash
30 Jul 2021 22 Jul 2021 12 Aug 2021 0.22 Cash
30 Apr 2021 22 Apr 2021 13 May 2021 0.22 Cash
04 Feb 2021 26 Jan 2021 16 Feb 2021 0.22 Cash
30 Oct 2020 21 Oct 2020 12 Nov 2020 0.22 Cash
31 Jul 2020 22 Jul 2020 13 Aug 2020 0.22 Cash
01 May 2020 24 Apr 2020 14 May 2020 0.22 Cash
06 Feb 2020 28 Jan 2020 13 Feb 2020 0.22 Cash
01 Nov 2019 24 Oct 2019 14 Nov 2019 0.22 Cash
02 Aug 2019 25 Jul 2019 15 Aug 2019 0.22 Cash
03 May 2019 25 Apr 2019 16 May 2019 0.21 Cash
01 Feb 2019 23 Jan 2019 14 Feb 2019 0.21 Cash
02 Nov 2018 25 Oct 2018 15 Nov 2018 0.21 Cash
03 Aug 2018 27 Jul 2018 16 Aug 2018 0.21 Cash
04 May 2018 25 Apr 2018 17 May 2018 0.15 Cash
02 Feb 2018 23 Jan 2018 15 Feb 2018 0.15 Cash
03 Nov 2017 25 Oct 2017 16 Nov 2017 0.15 Cash
03 Aug 2017 26 Jul 2017 17 Aug 2017 0.15 Cash
04 May 2017 26 Apr 2017 18 May 2017 0.13 Cash
02 Feb 2017 25 Jan 2017 16 Feb 2017 0.13 Cash
03 Nov 2016 27 Oct 2016 17 Nov 2016 0.13 Cash
10 Aug 2016 07 Jul 2016 25 Aug 2016 0.13 Cash
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Annual Dividend Yield

Year Annual Dividend ($) Frequency/Year Yield %
2025 0.250 1 0.36
2024 1.00 4 1.54
2023 0.960 4 2.51
2022 0.900 4 2.74
2021 0.880 4 1.90
2020 0.880 4 2.54
2019 0.860 4 2.39
2018 0.720 4 3.07
2017 0.560 4 1.45
2016 0.260 2 0.72
Show more

The support, resistance and trendline levels presented has been generated by an artificial intelligence (AI) model and should be interpreted with caution.

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Risk Profile

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Moderate Conservative
Moderate
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Margin of Safety (EP)
Partial Profit (TP1)
Target Profit (TP2)
Maximum Loss (SL)

Disclaimer: The above is for illustrative purposes only and is NOT investment advice. Seek advice from a qualified financial professional.

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Take Profit 2 (TP2)

Stop Loss (SL)

52W Range
 
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All alert prices are within 52 weeks price range

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