AFFIRM HOLDINGS INC

NASDAQ: AFRM (Affirm Holdings, Inc.)

Last update: 16 hours ago

68.69

-0.95 (-1.36%)

Previous Close 69.64
Open 69.20
Volume 5,027,808
Avg. Volume (3M) 6,212,490
Market Cap 22,672,758,784
Price / Earnings (TTM) 99.55
Price / Earnings (Forward) 71.43
Price / Sales 6.93
Price / Book 6.88
52 Weeks Range
30.90 (-55%) — 100.00 (45%)
Earnings Date 5 Feb 2026
Profit Margin -2.07%
Operating Margin (TTM) -1.07%
Diluted EPS (TTM) -0.190
Quarterly Revenue Growth (YOY) 35.90%
Total Debt/Equity (MRQ) 255.95%
Current Ratio (MRQ) 13.47
Operating Cash Flow (TTM) 788.04 M
Levered Free Cash Flow (TTM) 337.55 M
Return on Assets (TTM) -1.38%
Return on Equity (TTM) -2.26%

Market Trend

Short Term Medium Term
Industry Software - Infrastructure (US) Mixed Mixed
Software - Infrastructure (Global) Mixed Mixed
Stock Affirm Holdings, Inc. Bearish Bullish

AIStockmoo Score

-0.9
Analyst Consensus 2.0
Insider Activity -1.5
Price Volatility -2.0
Technical Moving Averages -1.0
Technical Oscillators -2.0
Average -0.90

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Affirm Holdings Inc offers a platform for digital and mobile-first commerce. It comprises a point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. The firm generates its revenue from merchant networks, and through virtual card networks among others. Geographically, it generates a majority share of its revenue from the United States.

Sector Technology
Industry Software - Infrastructure
Investment Style Mid Growth
% Held by Insiders 4.67%
% Held by Institutions 80.51%

Ownership

Name Date Shares Held
Durable Capital Partners Lp 30 Sep 2025 6,268,515
Jericho Capital Asset Management L.P. 30 Sep 2025 3,350,248
1832 Asset Management L.P. 30 Sep 2025 2,338,400
52 Weeks Range
30.90 (-55%) — 100.00 (45%)
Price Target Range
83.00 (20%) — 101.00 (47%)
High 101.00 (Rothschild & Co, 47.04%) Buy
Median 90.00 (31.02%)
Low 83.00 (Morgan Stanley, 20.83%) Hold
Average 91.89 (33.78%)
Total 7 Buy, 2 Hold
Avg. Price @ Call 71.98
Firm Date Target Price Call Price @ Call
Freedom Capital Markets 05 Dec 2025 90.00 (31.02%) Buy 68.69
Truist Securities 19 Nov 2025 85.00 (23.74%) Buy 65.35
24 Oct 2025 90.00 (31.02%) Buy 75.39
B of A Securities 07 Nov 2025 98.00 (42.67%) Buy 73.62
Morgan Stanley 07 Nov 2025 83.00 (20.83%) Hold 73.62
RBC Capital 07 Nov 2025 87.00 (26.66%) Hold 73.62
Citigroup 22 Oct 2025 100.00 (45.58%) Buy 71.93
Wells Fargo 22 Oct 2025 89.00 (29.57%) Buy 71.93
Goldman Sachs 13 Oct 2025 94.00 (36.85%) Buy 73.18
Rothschild & Co 06 Oct 2025 101.00 (47.04%) Buy 75.86
Name Avg. Buy ($) Avg. Sell ($) Net Quantity Net Value ($)
ADKINS KATHERINE - 69.07 -4,933 -340,698
JIYANE SIPHELELE - 69.07 -4,546 -313,969
LINFORD MICHAEL - 69.07 -4,673 -322,741
MICHALEK LIBOR - 69.07 -5,772 -398,643
O'HARE ROBERT - 69.07 -9,867 -681,464
Aggregate Net Quantity -29,791
Aggregate Net Value ($) -2,057,515
Aggregate Avg. Buy ($) -
Aggregate Avg. Sell ($) 69.07
Name Holder Date Type Quantity Price Value ($)
ADKINS KATHERINE Officer 01 Dec 2025 Disposed (-) 4,933 69.07 340,698
ADKINS KATHERINE Officer 01 Dec 2025 Option execute 10,895 - -
JIYANE SIPHELELE Officer 01 Dec 2025 Disposed (-) 4,546 69.07 313,969
JIYANE SIPHELELE Officer 01 Dec 2025 Option execute 11,547 - -
MICHALEK LIBOR Officer 01 Dec 2025 Disposed (-) 5,772 69.07 398,643
MICHALEK LIBOR Officer 01 Dec 2025 Option execute 11,363 - -
O'HARE ROBERT Officer 01 Dec 2025 Disposed (-) 9,867 69.07 681,464
O'HARE ROBERT Officer 01 Dec 2025 Option execute 19,424 - -
LINFORD MICHAEL Officer 01 Dec 2025 Disposed (-) 4,673 69.07 322,741
LINFORD MICHAEL Officer 01 Dec 2025 Option execute 11,717 - -
Date Type Details
04 Dec 2025 Announcement From fashion throwbacks to trendy new drops, Pacsun shoppers can now pay over time with Affirm
02 Dec 2025 Announcement Affirm to host CFO fireside chat on December 16, 2025
25 Nov 2025 Announcement New survey finds Canadians believe credit card fine print is more confusing than taxes, medication labels, and furniture manuals
06 Nov 2025 Announcement Affirm reports first fiscal quarter 2026 results
04 Nov 2025 Announcement Affirm to participate in upcoming investor conference
31 Oct 2025 Announcement Affirm expands long-term capital partnership with New York Life to increase access to flexible and transparent payment options
23 Oct 2025 Announcement Affirm expands partnership with Worldpay for Platforms with embedded payments integration
21 Oct 2025 Announcement Affirm expands long-standing partnership with Wayfair
17 Oct 2025 Announcement Clio introduces the next chapter in financial innovation for legal
16 Oct 2025 Announcement Affirm and Fanatics partner to offer transparent, flexible payment options to millions of sports fans
16 Oct 2025 Announcement Affirm to announce first quarter fiscal year 2026 results on November 6, 2025
09 Oct 2025 Announcement Affirm extends collaboration with Google as a supporter of Agent Payments Protocol (AP2)
09 Oct 2025 Announcement When nothing matters: Affirm announces inaugural 0% Days
01 Oct 2025 Announcement Ace Hardware teams up with Affirm to offer flexible payment options for in-store purchases
16 Sep 2025 Announcement Affirm partners with ServiceTitan to bring smart, flexible payment options to the trades
16 Sep 2025 Announcement Vagaro partners with Affirm to offer a smarter, more flexible way to pay for wellness and beauty services
15 Sep 2025 Announcement Affirm live for in-store purchases with Apple Pay on iPhone
09 Sep 2025 Announcement Affirm to host CFO fireside chat on September 23, 2025
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